These days, cryptocurrency isn't just a long-term investment option. Things are changing, and you can now pay for goods and services using your decentralized funds without having to go through multiple apps to do so. But which apps are best for spending crypto, and will they cost you anything? Let's find out below.

1. BitPay

BitPay is one of the biggest crypto payment apps out there right now. You can buy and swap several different crypto coins with this app, including Bitcoin, Ethereum, Litecoin, and Bitcoin Cash. Additionally, you can make payments from your BitPay wallet. Each wallet you create will be for a different currency, and you can have a wallet for any of the coins supported by the app. Just keep in mind that you need to back any wallet up beforehand.

You can also check the prices of your chosen coins using the BitPay app, as well as any recent rise or fall in value. Each crypto comes with its own price chart, wherein you can look at its past price patterns between a day and a month prior.

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The BitPay app also allows you to pay for gift cards from well-known brands using your crypto funds. You can find gift cards for Amazon, Uber, Whole Foods, and a range of other goods and services retailers. Simply select the category of card you're looking for (such as health and beauty or travel and leisure), and you can browse through all the available gift cards.

It's also worth noting that BitPay will soon be releasing its own debit card, which allows you to convert your crypto into your country's national tender for payments. You can choose to be notified of the release via the app if you're interested.

Download: BitPay for Android | iOS (Free)

2. Maiar

The Maiar app is another great option for paying using crypto. Via the Maiar crypto wallet feature, you can add funds and send them for payments via the app. You can use a number of different cryptos in your Maiar wallet, including Binance Coin, Ethereum, and Bitcoin. You can add contacts to the app directly from your phone's contact list for direct payments, which makes the whole process a little easier.

But that's not all the Maiar app offers. You can also reach different levels on the app for performing various tasks. These include inviting friends to the app, the number of learning stickers you earn, or the amount of eGold you own. eGold (also known as EGLD) is a crypto coin you can buy or earn via staking. And yes, the Maiar app also lets you stake!

Related: What Is Cold Staking and Is It Better Than Online Staking?

You can stake using Maiar by going into your wallet and clicking on your eGold fund. Simply click on the Earn button and look at the available staking providers you can use. You can then decide how much of your eGold you want to stake. Keep in mind that you need a preexisting amount of eGold (usually 1 EGLD) to get started in the staking process.

Download: Maiar for Android | iOS (Free)

3. Electroneum

Electroneum is a solid option for people who want to pay for products or services using their crypto funds. However, it's important to remember that you need to own Electroneum (ETN) to make payments using this app.

Related: The Biggest Risks for Crypto Investors (Both Beginners and Veterans)

You can use the app's ETN Everywhere feature to find out what services or goods you can pay for using your ETN. This changes depending on your current location, so make sure you let the app know where you are to find suitable options for you. You can also check out which exchanges support the trading of ETN via the Electroneum app.

Additionally, you can use the app's AnyTask platform to earn ETN by carrying out jobs in various fields, including photography, writing, graphic design, and more. And, if you're feeling charitable, you can make donations to a range of global charities and non-governmental organizations using the ETN Donate feature via the Electroneum app.

Download: Electroneum for Android | iOS (Free)

4. Bottlepay

Unlike the other apps listed here, Bottlepay is designed for only a few functions. You can trade Bitcoin for legal tender, or vice versa, add funds to your crypto wallet, and send or requests payments via Bitcoin. Additionally, you can make payments via social media using the Bottlepay app.

Just keep in mind that Bottlepay only supports Bitcoin as its sole fiat currency, so it probably isn't the app for you if you're more interested in using altcoins such as Ethereum, Litecoin, or Dogecoin.

You can also add contacts directly from your phone's contact list to make payments quicker and more convenient, connect your social media accounts for payments, and set up scheduled payments or trades. The app itself is pretty simple, but very useful if its features align with what you need.

Download: Bottlepay for Android | iOS (Free)

These Apps Make Crypto Payments Quick and Easy

With the apps above, you can send money and make payments using your crypto funds in just a few steps. Note that you need to verify your identity before using these apps, but once you get those details approved, you're free to add crypto funds, pay for goods and services, or send payments.