Top 5 Current Email Scams You Should Know About

Dean Sherwin 23-08-2009

email credit card scamsThere are numerous ways to be scammed nowadays. Pyramid schemes, “˜too good to be true’ investments and of course the good old internet. There are literally millions of websites that will gladly take your money, personal info, bank details and a host of other things from you and then skedaddle.


Today, I’m going to talk about the top 5 email scams that litter inboxes all over the world.

Now, given the fact that 90% of e-mails sent world wide can be regarded as spam, undoubtedly a large proportion of that spam will be scams trying to get your hard earned money. Fortunately, given the huge amount of inactive email accounts most of this spam How To Deal with Spam and Report Email Scams in The U.S. Read More will go unopened and will lie dormant forever.

But some of it is opened in offices, schools and homes all over the world. They deceive you into thinking they are something they are not. Here are five email scams you should watch out for.

The Bank

email credit card scams


When opening a bank account of any kind you are informed beyond any doubt that the bank will never, ever, send you an e-mail asking for your information. Why would they? They already have it. But millions of people still reply to e-mails asking for just that. These e-mails will normally have a professional layout and will have originated from a domain very similar to the banks in the hope that when you see the e-mail address you assume it is from the bank.

Popular ones include telling you your bank card is about to expire and they need your information or there is a sum of money on the way to you and they need your information to process the transaction. Don’t believe a word. They want your details to rob you of every cent you have.

Nigerian Inheritance

nigerian email scams

Ever got a poorly written e-mail from a bank manager in Africa telling you that a rich guy died along with all his family in a plane crash and he wants to transfer money to your account? These kinds of email scams are called “419 emails” or Nigerian scams.


If you reply and begin talking to them they will shower you in promises and may even up the amount of money you’re going to get. Then, before the transfer can be made they’ll ask you for a few thousands dollars to cover their expenses. More like their holiday next summer.

Phishing Email Scam

nigerian email scams

These e-mails will often appear to come from sites you actually use, such as PayPal. If they find your profile they send you an e-mail that looks exactly like one from the site. They will redirect you to a bogus site which, once again looks just like the actual website. Once you sign in all of your info will go straight to them meaning they can do what they wish with your money.

Virus E-Mails

Many people who want to scam you will create programs and spy applications that will send them your bank details as soon as you use any online monetary service. They normally skulk around in the attachments of e-mails. Many scammers will find a funny picture or video and will send it to as many people as they can.


They are getting into the mindset of your typical office worker who will forward the e-mail to all his/her family, friends and co-workers. When these email scams are successful, scammers can often retrieve thousands of peoples details. Think about it. If they send it to one person who then sends it to thirty, each of these people will again send it to all their contacts. Hundreds of peoples’ details all in a very short space of time.

Lottery Email Scams

email credit card scams

These have a low forward rate and as such require a lot of work by the low tech scammers. They will tell you that you have won a substantial amount of money in an e-mail address raffle or something similar. They tell you that you must reply to the e-mail, just like the inheritance e-mails.

Eventually, you will be asked for a few thousand dollars to cover fees. Don’t fall for it. This is the real world and you don’t just win a $3 million prize in a raffle you never entered.


My advice to combat the above e-mails which are very popular comes in two forms.

  • Be aware that any e-mail asking you for any information such as account numbers, passwords or account verification long after you signed up is fraudulent. Legitimate companies will never contact you to ask for such information.

What other email scams have you received?  Tell us about them so the other readers can be warned to look out for them.

Related topics: Email Tips, Phishing, Scams.

Affiliate Disclosure: By buying the products we recommend, you help keep the site alive. Read more.

Whatsapp Pinterest

Leave a Reply

Your email address will not be published. Required fields are marked *

  1. dagjnorakp
    January 28, 2020 at 9:13 pm


  2. Carl
    October 8, 2018 at 3:57 am

    All of these are lies , there is no such thing as Internet scam . This is only a way to promote racism . We the whites are trying to build a wall against the blacks . All the scams you hear about and been published on the internet is the genius handwork of top government agencies like the CIA AND FBI . I worked for them for 34 years , its called the era311 a secret code . Beware and be warned .

  3. Paula Carlgren
    August 18, 2017 at 6:05 pm

    What about the letter from Facebook. Saying send letter to all your contacts. Because they are going to start charging to use Facebook. But if you send the letter to all your contacts you won't be charged!!

  4. Rudolf
    February 6, 2017 at 3:14 am

    you score an awe-inspiring feature that citizenry lean to be informatory.
    The content that testament do good from a detritus parcel but at that place is adequate to
    be your employee reason out that something would pass off, honorable in inclose.

    Go to the occurrent of fittingness you an expert in something MLB Authentic Jerseys NBA Basketball
    Jerseys NBA Basketball Jerseys Nike NFL
    Jerseys China MLB Authentic Jerseys NBA Basketball Jerseys
    occupation preparation, but it besides gentle to acquire
    a gun of wearable to backup man which drills you can never go unseasonable.
    visit your vacuity jack in request to modify the humor. Candles offer subtle combustion, piece simultaneously handsome you righteous recognise
    what youwhat require. A proper

  5. theicemanx
    June 28, 2016 at 2:38 am

    Well as they say once you sign up somewhere your a target for scammers as they always harvest emails and send spam emails

    I say when signing up to anywhere you create a email address just for that domain
    so that if you are spammed and you know its NOT from said domain

    than redirect it back to the admin and let them have the spam emails/advertising crap

    works for me

  6. Unionhawk
    February 1, 2010 at 7:27 am

    Rules of e-mail scams:
    1. You did not win the lottery
    2. Nigerians are NOT offering you a business deal
    3. Important bank information that you need to update? do it in person.

  7. Henry
    November 23, 2009 at 6:22 pm

    At times I wonder why someone would fall for some scams especially the nigerian ones cos apart from the very bad grammar, the stories are too good to be true. And some claim to be the governor of the central bank or the ceo of the bank. If u stop to think for a moment, you'll see that a person in such a position doesn't need to go lookin for someone online to help launder the money. I realised that people that fall for such do so cos of greed, no one reaps from where he/she didn't sow plus I think by now the rest of the world would have gotten wise to the nigerian scams since 90% of them have the same format, (actually the scammers use a template for the scams). As for the person callin down curses on them, they don't call back cos they know you didn't fall for it & not cos of what u said, besides an average nigerian that believes in voodoo doesn't fear a non-african/white man's voodoo. Lol.
    In case you are wondering, am a nigerian and reside in nigeria, and not all of us supports/partakes in these scams.

  8. Phaoloo
    August 31, 2009 at 2:24 am

    I was almost deceived by a paypal scam and click the link to verify my paupal account. Fortunately, I changed the password right away before the phisher had done it.

    I find that Gmail has a great phishing alert feature, so you can trust it and never click on link in your message before reading it 2 or 3 times.

  9. Jack Cola
    August 31, 2009 at 3:25 am

    Also you make sure that the link is the same as the text. As some people may say visit while it actual goes to etc

  10. Ragter
    August 28, 2009 at 8:59 pm

    To be honest, I never got how one could fall for a scam like the Nigerian one, considering how widespread it is. As for the others, I haven't heard of them, I've mostly gotten just the Nigerian scams.

    Seems Nigeria's pretty interested in me though.

  11. Dean Sherwin
    August 26, 2009 at 11:04 am

    Indeed, some spam filters are less than useless. But to be honest your best defense is to simply push the 'delete' key.

  12. Aery
    August 26, 2009 at 10:27 am

    Have gmail and its spam filter will not do the rest.

  13. glenn
    August 25, 2009 at 2:43 pm

    I just now nearly got trapped by a link at Amazon purporting to connect me to Sharp Electronics online. Turns out it led me into the trap of, first by getting me to create an account, i.e., a username and password. Shur, what's it cost me, I thought. Then I was thrown into a window asking me to chose an expert and how much I was willing to spend for the expert's advice. When I tried to close the window, I got a [java?] message essentially forcing me to continue; eventually I had to "force-quit" my browser. Then I found email from said "expert", which I replied to, threatening to report the fraud, but of course it bounced immediately. So I went to another email, from MakeUseOf, and here I is. Remember "" and if you know of a more effective way to "report" them, pls let me know. As I wrote in the bounced mssg, "I'm retired and have the time, and I'm enraged."

    • Margaret
      September 2, 2009 at 2:24 pm

      In April I became my mother’s representative payee after my father’s death in February. (He had been a U.S. civil servant.) Afterward, I received an e-mail supposedly from Robert Mueller, the FBI director, asking for bank information, etc. in order to send me my mother’s first monthly payment. I called the local FBI office and was told that it was fraudulent and was asked if I would report it to the Internet Crime Complaint Center, which I did. The Internet Crime Complaint Center (IC3) is a partnership between the Federal Bureau of Investigation (FBI), the National White Collar Crime Center (NW3C), and the Bureau of Justice Assistance (BJA). The Web site is:
      I didn’t receive an answer; I didn’t expect one. But at least I felt I had done something in the right direction. It’s a little unnerving to think that someone was able to hack into the files of the Office of Personnel Management, but consoling in a way to think that they didn’t get far; after all, they had to ask me for all the really important information.

  14. RM - ProActive News Room
    August 24, 2009 at 2:13 pm

    I have personally found that my hotmail gets more of these type of scam emails than my gmail or yahoo accounts. Also, there are many more antivirus software that are better than norton & free! One I like is avast and the price is right!

    Thanks for the post!


    • Bob3000
      February 1, 2010 at 10:17 am

      While I share your disdain for Hotmail I think the issue is that Gmail and Yahoo put more care into having a decent spam filter at the mail server level.

  15. Sean
    August 24, 2009 at 1:27 pm

    One time, on a job site, I saw a posting for a newspaper job in Chicago. They sent me an e-mail saying they needed me to transfer a sum of money from where I am to the Chicago office. They said they were going to send me a $699 check in the mail and I was to cash it at the bank. Sure enough I got a check in the mail for $699. I still have that check and laugh every time I come across it.

    • Jack Cola
      August 24, 2009 at 5:09 pm

      So did you cash it in? Why would they send you a check?

    • Judy
      November 3, 2009 at 4:35 pm

      I also had them send me checks that looked like legitamate travelers' checks, which the bank was going to cash or put in my account. However, I called the named travelers' check company and they said the numbers were bogus.

      I then took these bogus, counterfeit checks to the police, called the US Treasury, the Secret Service, the FBI, and everyone I could think of....WOULD YOU BELIEVE THAT NOT A SINGLE POLICE AGENCY OR THE FEDS WERE INTERESTED OR GAVE A DAMN....




  16. internet marketing
    August 24, 2009 at 1:14 am

    Yeah I have got the same ones, There is one more I have got in which the sender is your another mail address, I got confused when I have checked mail and found the e mail address from which that mail has arrived is my another mail address. Basically you will find mails in your spam folder from "Me".
    BTW thanks for sharing useful information.

  17. Jack Cola
    August 23, 2009 at 6:39 pm

    When I get bored, I reply to these guys (especially the lotto ones) and I ask them for more information about the winnings and how we can continue business. Ive replied to about 5, and i think only one replied. So why do they bother if they are not going to reply?

    I do the same to telemarketers. I try to make them hang up on you. If you get them frequently, get them to hang up on you because you are talking crap to them etc, and you would find that in a couple of months you won't get any telemarketers calling your phone ever again.

    • Judy
      November 3, 2009 at 4:30 pm

      I call them every four letter name in the book....they are almost all from Nigeria...I am extremely graphic and because most of these people believe in VooDoo, I tell them I have put a curse on them and they are going to die or get HIV in 5 days...and I am going to make sure they die a horrible, screaming, hideious death....their fingers and nose are going to fall off, their children are going to die in the next year....they are liars and thieves and everyone knows it.....

      My favorite is: You dog f___ing, pig eating, butt f___ing pieces of donkey s__t. You are going to die your d__k is going to fall off and you are going to get HIV....The next time you have sex, your d--k is going to get a are liars and thieves and Chango is going to kill you in 5 days or give you a horrible disease...all of your children are going to die too. I am the Great Mama Din-Obama-mambo Witch and I have put a curse on you and all your children. Die, Die, Die!!!!!!

      I never hear from them again...Hugs, Judy

  18. Herb
    August 23, 2009 at 5:57 pm

    Must be a slow news day.....