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Budgeting is a simple skill to learn — take one month to track everything you spend money on. The results might surprise you, but once you know where your money is going, it becomes that much easier to rein in your spending habits.
But the actual tracking of expenditures can be a pain if all you have is a pen, some paper, and a calculator. That’s why you need You Need A Budget, which we consider to be the best budgeting software you’ll ever use. (Check out our YNAB review for more details.)
The downside is that YNAB costs $60… unless you’re a student.
Since March 2014, YNAB has offered their budgeting software for free to college students across America — even if you’re only enrolled part-time! So take advantage of it while you can. Not only can YNAB help you graduate with less debt, but it can also help you pay off your debts faster.
Here’s how to get your free version of YNAB:
- Email email@example.com and attach proof that you’re a college student.
- They’ll send you a special license key that lasts for the remainder of the calendar year.
- If you’re still a student next year, just send another email and you’ll get another license key to use.
Will you be taking advantage of this offer? If not, what budgeting software do you use instead? Share with us in the comments below! We’d love to hear from you.
Image Credit: Piggy Bank by sheff via Shutterstock