Spending Too Much Money? Google’s Budgets Will Save You
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If you use Google Drive at all, you might be surprised to find that you can import tons of user-created templates and tools that can make your life easier and set you on the path towards success.

But did you know that Google provides several templates of their own for you to use? Indeed, when creating a new spreadsheet in Google Sheets, you’ll find templates for a Monthly Budget and an Annual Budget — and they’re both excellent.


The nice thing about these templates is that Google has done all of the work for you: the formulas, the layout, the aesthetics, etc. All you have to do is input your numbers and the spreadsheet will tell you everything you need to know.

For the Monthly Budget, you’ll need to create a new sheet for every new month that rolls around. You can then feed that information into the Annual Budget, which you only need to create once per year. Very easy, very helpful, very effective — especially for getting out of debt!


Supplement these with some basic personal finance knowledge and one or two podcasts that’ll help you save money and you’ll soon find yourself in full control of your finances.

How do you like these budget templates? If you don’t like them, what do you use for tracking your finances? Let us know in the comments.

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  1. Scott
    August 9, 2016 at 7:57 pm

    Where are the links to these sheets? There are no links provided.

    • Joel Lee
      August 19, 2016 at 7:35 pm

      Sorry Scott! Go to Google Sheets (https://docs.google.com/spreadsheets/) and look for "Start a new spreadsheet", click "More", and you should see them under the Personal section.

  2. mauro
    August 8, 2016 at 2:24 pm

    Where are those templates? Monthly Budget and an Annual Budget

    • Anonymous
      August 9, 2016 at 8:42 am

      u can just goodle the templates name to find them.^^

      • Mauro
        August 9, 2016 at 10:10 am

        Really!! Woooow, you blow my mind... ?

  3. Anonymous
    August 8, 2016 at 11:31 am

    I have tried some non-Google templates & found them wanting. I know a template is a type of general guide which you have to fine-tune to your own situation. But if too much fine-tuning is required, or if the possibilities for fine-tuning or amendments are too limited, then the template is not useful. Having said that, I cannot speak for Google templates.

    Personally I found that using an Excel table for records & creating 1 or several pivot table(s) or even Power Pivot on that basis, I have maximum flexibility & get to see exactly what & the way I want to see it. I know people scare away from pivot tables, as I did, but then I decided to do a deep dive & came away smiling over how simple it really is.

    It also means I keep my financial data confidential instead of Google or MS or whoever drooling all over them, but that too is a personal choice.

    • Joel Lee
      August 19, 2016 at 7:36 pm

      Yeah you have a point. Mostly I just use templates to give me an idea of how to organize/start a sheet, though if it's good I'll just use it as is.