Save on Premium Subscriptions With These 9 Shareable Accounts

Joel Lee 29-06-2016

Even though subscription services tend to be priced reasonably when you look at them individually, they can quickly add up and overwhelm your household budget How to Slash Your Household Expenses in 7 Easy Steps Tired of seeing all of your income go towards bills and expenses? You aren't alone. We show you some of the best ways to slash your household expenses. Read More if you take on too many of them. As such, any method that can save a few bucks is worth pursuing.


That’s where account sharing comes into play. Think of it like purchasing in bulk — instead of you, your friends, and your family members subscribing with personal accounts, some services provide a “combined” account that can house multiple accounts at a discount.

Here are several that we found to have a notable price drop.

1. Spotify

In May 2016, Spotify rebranded its Family Plan with a new structure and a new name: Premium for Family. And wow, what an incredible change it was.

The old Family Plan was simple: one main account holder paid the standard rate of $10 per month for Premium, and could add additional Premium accounts at a 50% discount. So a family of six would pay $10 + $5 + $5 + $5 + $5 + $5 = $35 per month instead of $60 per month.



The new Premium for Family plan is even simpler: for a flat rate of $15 per month, one main account holder can add up to 5 other accounts that all get the benefits of Premium. A family of six is now paying $20 less per month than before!

With six people, each person now only needs to pay $2.50 per month. So instead of gifting Spotify to your sister Top 5 Online Subscriptions You Can Give As Gifts With the ever increasing digitization of society, online subscriptions have become a valid form of gift-giving and they're often more fulfilling than a physical gift of same worth. Read More , you might as well just invite her to your family account and have her pay you a few bucks per month instead.

2. Google Play Music

Google Play Music has come a long way since it debuted back in 2011. What originally started as a glorified music locker has turned into an excellent way to stream music and listen to online radio. It’s one of the best music apps on Android What Is the Best Way to Stream Music for Free on Android? There are a ton of free music-streaming apps for Android, but how are they different and which is your best option? Read More , for sure.

The good news is that Play Music has a nearly identical family plan to the one offered by Spotify: $15 per month for up to six people. Each person can stream music whenever they want and each person can install Play Music on up to 10 devices.



And while its not yet available as of this writing, Google will also introduce a Family Library feature that lets the six family members share purchased apps between each other.

One thing to note is that this offer isn’t compatible if you get Google Play Music as part of YouTube Red Is YouTube Premium Worth the Cost? 7 Things You Need to Consider Is YouTube Premium's cost worth it? We look into the pros and cons of YouTube's paid version. Read More . YouTube Red is an incredible deal if you only need Play Music for yourself, but this family plan is better if you want to share the love.

3. Apple Music

Between Spotify, Google Play Music, and Apple Music, there’s one thing that Apple Music truly excels at Spotify vs. Apple Music vs. Google Play Music: Which Is Best? Here's our comparison of music streaming services Spotify vs. Apple Music vs. Google Play Music on price, quality, and catalog. Read More : its massive library of artists and exclusive content. That’s one reason why so many prefer it as their main music streaming option.



And, no surprise, Apple Music also offers the same exact family plan: $15 per month for up to six people to enjoy unlimited access to its unbeatable selection of music.

And while Google Play Music’s Family Library feature is yet to arrive, Apple Music has long had a Family Sharing feature through iCloud. It’s not only for music, either: anything purchased by anyone on any device is available to everyone else.

4. Amazon Prime

Amazon Prime is one of the best subscription deals you can get right now. Not only do you get free two-day shipping on most items, but you also get a whole host of amazing benefits 10 Awesome Amazon Prime Benefits You've Probably Overlooked Free two-day shipping is just the beginning. Here are some notable Amazon Prime subscription benefits you may not know about. Read More that are too numerous to list here.


What a lot of people don’t know is that you can share certain Amazon Prime benefits with one other adult, including these notable ones:

  • Free two-day shipping
  • Prime Video streaming
  • Prime Photos online storage
  • Kindle Owners’ Lending Library

Instead of paying for two Prime accounts, you can drop one and cut your expenses right in half. This is called the Amazon Family Library feature and there’s more to it than what we mentioned here, so we encourage you to look into it and take advantage if you can.

5. Netflix

Netflix may not have an actual plan that’s dedicated to family sharing, but regular accounts support the ability to stream on multiple devices at once and to create different viewing profiles so different users don’t overlap.

It’s almost like it was meant to be shared.


A Basic account costs $8 per month but doesn’t have HD quality and can only play on one device at a time, so don’t get that one. The Standard account is $10 per month and has HD quality on up to 2 devices, whereas the Premium account is $12 per month for up 4 devices.

6. Office 365

If you’re thinking of upgrading to Microsoft’s latest office suite, do not get Office 2016! You’ll get much more out of switching to an Office 365 subscription An Introduction to Office 365: Should You Buy Into the New Office Business Model? Office 365 is a subscription based package that offers access to the latest desktop Office suite, Office Online, cloud storage, and premium mobile apps. Does Office 365 provide enough value to be worth the money? Read More instead, including regular updates, cloud storage, and free Skype credits.


A Personal subscription costs $7 per month, supports one desktop, one tablet, one smartphone, and comes with 1 TB of storage. A Home subscription costs $10 per month, supports five desktops, five tablets, five smartphones, and comes with 1 TB of storage per user!

Five separate people with Personal accounts would end up paying a total of $35 per month, whereas a shared Home account would only cost each person $2 per month. That’s quite significant — and worth it, because OneDrive is actually really good for cloud storage 5 Online File Backup Services that Sync with Your Windows Device Backups can be easy. Start with synchronizing your files to a cloud storage service. This provides off-site copies and automatic backups. We have highlighted the best online file backup services for Windows users. Read More .

7. CrashPlan

If you aren’t already, you need to learn and practice good backup habits 5 Basic Backup Facts Every Windows User Should Know We never tire to remind you to make backups and keep your data safe. If you're wondering what, how often, and where you should back up your files, we have straight forward answers. Read More — and don’t just move things onto an external drive 7 Things to Know When Buying a Data Drive for Backups Thinking about buying a data drive for storing file backups? Here's what you need to know if you want to make an informed decision. Read More ! You need at least two, preferably three, different copies to really stay safe.

This can be a huge pain in the neck to manage, of course, which is why you should look into getting a CrashPlan account.


CrashPlan continuously keeps all of your most important images, videos, music, documents, and other files backed up and protected in case disaster strikes. It can be configured to work with local backups, external backups, cloud backups, or all three.

The Individual plan costs $6 per month for access to all of its features but only works on one computer while the Family plan costs $14 per month and works on up to 10 computers. That’s $1.40 per computer — a significant savings.

8. BitDefender Antivirus

We’ve been singing the praises of BitDefender for many years now, and its latest security suite is still one of the best antivirus solutions available Bitdefender Total Security 2016 Giveaway; Parrot Bebop Quadcopter with Skycontroller Bundle! With Bitdefender Total Security 2016 now available, we take a look at how it improves on the previous release, whether it deserves its position at the top of the pile of online security suites for... Read More . Unfortunately, it can be a bit expensive, too.


Total Security 2016 costs $90 to cover five devices between Windows, Mac, and Android for one year (or $100 to cover ten devices). On the other hand, the Family Pack costs $120 to cover an unlimited number of devices for one year.

How many devices exist in the average four-person household? Between computers, laptops, tablets, and smartphones, it’s pretty commonplace to have over 10 devices, let alone five. If you need full antivirus coverage, this one makes a lot of sense.

9. SquareTrade Insurance

Family phone plans are more economical than having multiple individual phone plans. You could also go the way of VoIP calls to save even more money 3 Things to Know Before Switching to a VoIP Phone Plan Why is VoIP so popular? And is it in your best interest to switch to using a VoIP-only option that replaces your mobile plan? Here's what you need to know about it. Read More , but that isn’t always practical.

But what about insurance? In the past we’ve looked at cheap smartphone insurance plans 5 Smartphone Insurance Plans That Provide the Best Value When a device is as important and as expensive as your smartphone, it probably makes sense to insure it against catastrophes. Read More that could be well worth it if you tend to lose or break your devices, but even the cheap ones can be expensive if you need to insure an entire family.


It won’t exactly be cheap, but you can save a good chunk of money by using the Family Plan at SquareTrade.

The Individual plan costs $90 per year per smartphone (or $75 per year per smartphone if you buy two years at once) while the Family plan costs $80 per year per smartphone (or $70 per year per smartphone if you buy two years at once) for up to six devices.

Which Subscriptions Do You Share?

Obviously it’s possible to share any and all subscriptions just by dividing up the costs, so we tried focusing only on services that allow individual profiles or accounts between the sharers. That’s why we didn’t cover things like box subscriptions Are Subscription Boxes Worth It? 8 Factors to Consider Read More .

Hopefully you found a few of these plans useful though. If you managed to save some money through this post, let us know!

Otherwise, if you know of any other subscription services that allow for sharing costs between multiple accounts, please share them with us in the comments below. Thanks!

Image Credit: computer technology by hand idea via Shutterstock

Related topics: Personal Finance, Save Money, Subscriptions.

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  1. Rhonda Lea Fries
    July 3, 2016 at 3:20 am

    I didn't understand this:

    "One thing to note is that this offer isn’t compatible if you get Google Play Music as part of YouTube Red."

    I have a Play Music family subscription for which I pay $14.99 a month. YouTube Red is included at no cost. It also works the other way around.

    The problem with the family plan is that all subscribers to the plan have the use of the account payment method. Google isn't kidding when it says family.

    Neither is Amazon. The Family Library requires shared payment methods.

    Office 365 does not have this issue.

    I don't know about the rest--these are the three I use.