7 Ways to Save Money With Tech Tricks Anyone Can Do in a Few Minutes
Everyone should spend less money and save more , but it’s not easy. Life’s needs and wants can quickly overwhelm your budgeting plan and send you scrambling to make ends meet.
Major money issues require lots of effort to reverse, but there are lots of quick ways to stop wasting money, too. Let’s take a look at some quick ways you can save money in the technology sphere.
1. Jump to a Cheaper Phone Plan
Cell phone service is outrageously expensive for a lot of people . Whether you’re on a family plan or pay solo, you’re probably wasting money in some capacity. Sit down and have a look at your monthly bill — is anything unneeded?
If you’re paying for 10 GB of data but only using five, can you reduce your cost by lowering your data limit?
Unless you’re locked into a contract with your carrier, shop around for a better price and plan. A mobile virtual network operator (MVNO) like Republic Wireless or Google’s Project Fi (which we’re fans of ) provides combined service from the big companies at a much lower price. They’re a great option for those who don’t use much data, since you pay depending on how much you use. Heavy streamers should look at joining T-Mobile, where video and music streaming doesn’t count towards your data limit .
Have a look at our guide to the cheapest mobile phone plans in the U.S. to see your best options.
2. Protect Your Gadgets
A little expense to protect your new phone or computer can prevent a huge one later. If you saved up for a new iPhone, grab a screen protector to go along with it. Spend the extra few dollars on a tempered glass protector, as those feel better than cheap plastic ones and provide better protection. Similarly, make sure to grab a carrying case for your new Nintendo Switch or laptop if you take it on the road often.
Those who are especially accident-prone should consider the best smartphone insurance plans , since extended warranties offered by stores are often expensive and not worth the cost . The peace of mind that comes from knowing your favorite gadget won’t cost you a fortune to replace could be worth the cost to you, but you’ll have to decide that.
Along with cases and insurance, take extra care of how you use your device if you don’t have the money to replace it. Don’t set a glass of water right next to your laptop or leave your phone sitting somewhere it’s easy for your dog to chew it. Think about preventing accidents ahead of time and you’ll hold onto your tech for longer.
If you ever crack your screen, make sure you know what to do .
3. Look for Cheaper Alternatives When You Buy
When you’re trying to save money, you can’t buy the latest cool thing. Thankfully, you don’t have to always have the greatest tool on the market to fill your needs.
Budget smartphones have advantages over the flagships , and cost several hundred dollars less. You don’t need a super-expensive MacBook if all you use your laptop for is browsing the web and checking email — try a Chromebook for that.
Aside from completely different machines, don’t forget that buying refurbished is a great option. Often, refurbished items are in better shape than used ones, and save you a good amount. Look for older models of the same product you’re interested in — will a two-year-old iPhone fulfill your needs for a fraction of the cost of the newest model?
Along with changing your phone plan, don’t buy your phone from a carrier — getting an unlocked device saves you big money.
4. Repurpose Your Old Tech
The technology you currently have might still be usable — it just needs a bit of work. For instance, you can avoid buying an expensive Bluetooth speaker by adding a simple Bluetooth dongle to any speaker system. Don’t buy a smart TV for hundreds of dollars — purchase a Chromecast for $30 and you’ll have nearly the same experience.
Is your computer performing poorly? You might not need a new one yet. Check out quick fixes to make Windows faster , or how to make your old Mac feel like new . An older machine probably just needs a good cleaning before it’s serviceable again.
5. Cut the Cord
How often do you watch TV? Probably not often enough to justify the cost you pay for it. You can save big — and still enjoy your favorite shows — by getting rid of cable and using other services for your media consumption.
Video streaming services fill the void here. A Netflix or Hulu subscription lets you watch hundreds of shows or movies for just about $10 per month. If you’re already an Amazon Prime subscription, one of your many benefits is access to Amazon Video, which carries a large library of shows as well. For a more traditional TV experience, check out services like Sling TV and PlayStation Vue .
Kodi + Chromecast + Andriod phone + Smart TV = Cord cutting.
This way you can access almost every TV channel of the globe, 1/2
— Global Citizen (@AxpheyKahn) February 28, 2017
If you can’t bear to part with cable, check out how to reduce your bill .
6. Join Family Subscription Plans
Most streaming services have jumped on the family plan bandwagon . Instead of an individual subscription, these let you get together with a few family members or friends and pay one price for several members.
You’ll find family plans for Spotify, Apple Music, and Google Play Music. Amazon Prime lets you share a lot of its benefits with another person at no cost, while Netflix lets you watch on two screens at once. If you need Office, Office 365 has a $10/month plan that includes support for five users.
The more people who join these subscriptions with you, the more you’ll save. Just be sure to check on the terms for the services you’re using — some of them only apply to people living in the same households.
Similarly, when considering which services to use, know what common tech things are a total waste of money and the apps that aren’t worth paying for .
7. Take Advantage of the Savings Your Tech Offers
The technology you have gives you access to so many tools that make saving money easy. Budgeting apps make it easy to plan your spending even if you hate managing money . We’ve discussed how you can save big using electronic coupons without even putting in much effort. Many shopping sites will help you save money if you take the time to use them properly.
How Do You Save on Tech?
We’ve offered just a few ways to spend less with a bit of a technology mindset. Chances are that you’re spending a lot of money that you don’t really need to, but those reasons are thankfully easy to fix.
Now that you’re spending less money, check out how to use tech to quickly boost your savings .
Which little tricks do you use to save more money? Please share your best tips with us in the comments!
Image Credit: prasit2512 via Shutterstock.com