How to Get 2% Off of All Amazon Prime Purchases Right Now

Nancy Messieh 03-07-2017

Amazon recently launched a new program for Prime members which makes it possible to save 2 percent on all purchases. The catch? They want your bank account info. In order to use this feature, you’ll need a U.S. bank account and driver’s license.


How to Get 2% Off of All Amazon Prime Purchases Right Now AmazonReload

To take advantage of Prime Reload, there are three things you’ll need to do:

  1. You’ll first have to add your bank account information. You’ll need your bank account number, routing number, and your driver’s license.
  2. After you’ve linked your bank account, you’ll need to link your debit account, if it isn’t already linked to your Amazon account.
  3. Next you’ll need to transfer money from your bank account on to an Amazon gift card using the reload feature. (Amazon also has a bonus offer where if you reload your card with $100, you’ll get an instant $10 for the first time.)

So why does Amazon need both your checking account and debit card information? This is what they have to say about it: “To fulfill your reload faster, we will sometimes route orders through your debit card instead of your bank account.”

While you’re getting 2 percent off your purchases, it is worth bearing in mind that Amazon is definitely getting something out of it too — namely that they avoid paying the credit card fees when you make a purchase using a credit card.

What do you think of Amazon Prime Reload? Are the savings worth it or would you rather continue to use your credit or debit card as you always have? Let us know in the comments.


Image Credit: Jeramey Lende via Shutterstock

Related topics: Amazon Prime, Save Money.

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  1. Emery
    July 3, 2017 at 11:43 pm

    It's a bad idea. Purchasers have better protection by using credit cards. Handing over drivers license details is another risk. It's not a matter if Amazon gets hacked, it when they get hacked. If your data is hacked, having a debit card or checking account number AND a driver's license number is a step closer to ID theft.

  2. Gary
    July 3, 2017 at 9:56 pm

    Get the Amazon Credit card and get 5% or no interest financing. Search for Amazon store card. Much better deal.

  3. laurelnev
    July 3, 2017 at 8:06 pm

    You do not get the same benefits/protections shopping with debit. You're MUCH better off getting a credit card that rewards you with 2% back in the form of points than you are shopping with a debit card. (One example: double warranties.)

  4. Dee
    July 3, 2017 at 7:20 pm

    No thanks. I'm happy to continue the way it is now. 2 percent ! No that's not worth it for me to give up personal bank info. I would not advise anyone to do this. It's a joke.

  5. Nancy
    July 3, 2017 at 7:13 pm

    I think it is rediculous for Amazon to even consider this and even more absurd gor anyone to consider giving their own personal information online. People don't need ways to add more debt to their life.

  6. Albert
    July 3, 2017 at 4:37 pm

    Since you won't earn credit card points by reloading this way, it's not really worth considering outside of the $10 promo if you have a credit card that gives 2% cash back or has a category bonus for Amazon.

  7. ZoeC
    July 3, 2017 at 3:39 pm

    I am not comfortable providing that type of personal information for just a measley 2%. In addition, I am not a fan of auto withdrawal's from my bank acoount.
    Sorry, this is honest opinion.

  8. Maxine
    July 3, 2017 at 12:33 pm

    Sorry, Amazon. I don't have a driver's license so I guess I don't count.

    • Pierre
      July 3, 2017 at 12:35 pm

      it's just another way to smash your already suffering Bank Account. .. ..