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The 12 Best Subreddits About Finance

Dan Price Updated 08-07-2019

Whether you want real-time news, investment advice, tax information, or anything else related to the world of money, Reddit provides a fountain of knowledge for you to dip into. You will find thousands of experienced professionals and passionate community members who want to help.


So, if you’re ready to get your dollars under control, keep reading. Here are the best finance subreddits you should check out today.

1. r/personalfinance

With almost 14 million subscribers, r/personalfinance is by far the largest subreddit about money.

The topics of discussion are broad. You will find threads on the full spectrum of asset management, including budgeting, saving, getting out of debt, credit cards, investing, and retirement planning Are You Saving Enough for Retirement? Find Out With These 9 Tools Saving for retirement is one of the most important things you can do - but how do you know if you've saved enough? Here's 9 tools to help you find out. Read More .

2. r/investing

investing reddit home

This subreddit acts as Reddit’s central hub for anything to do with the markets. It has almost one million members.


The quality of discussion is more suited to beginners and intermediates; there’s a fair amount of “What should I do with my money” type posts. That said, there are some pearls of wisdom, and there’s also a reasonably regular flow of news articles.

3. r/cryptocurrency

Cryptocurrency is either the future of finance of a giant Ponzi scheme, depending on which side of the fence you’re on.

What cannot be denied, however, is that is crypto and blockchain is playing an increasingly important role in the world around us. If you want to learn what all the fuss is about, the r/cryptocurrency subreddit is an excellent platform to start from.

We’ve written a list of the best crypto AMAs on Reddit on our sister site, Blocks Decoded. Give the article a read if you’d like more information.


4. r/financialindependence

The members of r/financialindependence are advocates of the FIRE (financial independence/retire early) approach 5 Money-Saving Guides & Apps to be Financially Independent and Retire Early Want to retire before you reach your 60's? Here are the tools you need to be financially independent and fulfilled. Read More to earning, spending, and saving.

Broadly speaking, they believe in maintaining high levels of savings combined with frugal living in order to quit their working lives as soon as possible.

Despite the lofty ambitions, people in all stages of their careers will be able to find a treasure chest of advice and information. The subreddit offers calculators, tools, and an entire wiki to help.

5. r/tax

tax reddit home


This subreddit is primarily about tax issues in the United States, though there is a smattering of international content. It covers topics such as tax policy, tax laws, annual tax returns, and tax rebates.

Plenty of tax professionals are members; they are often willing to answer any queries you have. There’s also a community-made interactive tax assistant. It’s definitely worth checking out when it’s time to file.

6. r/securityanalysis

If you’re an experienced investor, you should check out r/securityanalysis. The quality of discussion is much higher than that found on r/investing. The community is significantly smaller (50,000) and thus more focused.

The subreddit is dedicated to topics such as examination of company balance sheets, earnings reports, company valuations, financial modeling, portfolio management, and the other tools of fundamental analysis.


7. r/retirement

r/retirement used to be a bit of a cesspool; it was full of spam and off-topic content. However, there’s a new mod team in town; the quality of the material has improved considerably. The community is still small, but it is growing rapidly.

So, if you want to know about how much money you might need for retirement, which funds you should hold your pension savings in, or which annuity provider you should use, this is the place to go.

8. r/studentloans

student loans reddit home

In the US, student loan debt now exceeds $1.5 trillion, that’s more than credit cards and car loans. Some of the debtors have no hope of repaying their balance while younger people, in general, have less money than ever to buy houses, cars, holidays, and other discretionary items.

The problem has led many experts to believe that student loans could be the thing to trigger the next big financial crisis.

If you’re looking for some advice on how to confront your student loans, go and give the 50,000-strong community a visit.

9. r/PFTools

One of the cornerstones of managing your money is using the right tools. Without a clear handle on your incomings and outgoings, you will never be able to get your finances under control.

There are dozens of apps that can help you budget (my personal recommendation is YNAB), not to mention countless budget templates and Excel spreadsheets.

This subreddit collates some of the finest personal finance tools from its users and the wider web, then makes them available for download.

10. r/almosthomeless

Homelessness is not a laughing matter, so it’s fantastic to have a subreddit dedicated to the subject.

Posts generally fall into two categories. Firstly, there are those facing homelessness who need advice, and thus describe their personal situations. Secondly, some members list charities, agencies, schemes, and job sources in a bid to help other people’s situations.

11. r/creditcards

credit cards reddit home

Credit cards can be confusing. There are dozens of different rates available, and that’s before you start to think about no interest periods, loyalty schemes, air miles, free insurances, and so on.

r/creditcards is dedicated to all those topics. Once again, it’s mainly US-focused. But if you’re looking for expert advice on anything from your credit score to your debt, this community probably has the answers.

12. r/povertyfinance

r/povertyfinance is in the same mold as r/personal finance, except it has a specific focus on people who are struggling financially.

The subreddit is packed with financial advice, frugality tips, success stories, financial opportunities, and general guidance. You’ll learn about subjects such as creating a positive earning-to-expense ratio, slashing expenses, budgeting for the future, and living within one’s means.

Other Subreddits About Finance

If the 12 financial subreddits we have discussed aren’t enough to satisfy your need, there are plenty more worth checking out. We’d like to give an honorable mention to r/finance, r/stockmarket, r/personalfinancecanada, r/frugal, r/beermoney, and r/forex.

You may also be interested in the best subreddits for men’s style!

Make sure you leave your favorite subreddits about finance in the comments below. And if you would like more resources to help you manage your money, take a look at these personal finance websites 5 Sites to Learn Personal Finance Basics and Manage Your Money Saving money is a vital resolution for any stage of life. Learn basic personal finance management skills with these sites. Read More  and these simple ways to set a budget 5 Simple Ways to Set a Budget and Avoid Overspending Do you set a budget and adhere to it? These five simple methods will help anyone set a budget that they can live comfortably with. Read More .

Related topics: Money Management, Personal Finance, Reddit, Save Money.

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  1. Susmita
    July 16, 2019 at 5:52 am

    That’s a great list! Personally being a marketer who is closely involved with designing, I tend to use GIMP a lot. Thanks to its easy dashboard. :)

  2. Anonymous
    July 17, 2015 at 2:15 pm

    As I am a tree trimmer of palms and other trees in Arizona, I disagree with the statement of "money doesn't grow on trees", since if it weren't for trees growing as quickly as they do, I would not have earned as much as $100+ per hour (on occasional cutdowns only) or days of $300 to $500 (on my better days). I always heard that statement when I was young and wish I could tell them that just because they couldn't reach it, doesn't mean that it doesn't grow on trees.