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        <title> MakeUseOf - Retirement </title>
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        <link>https://www.makeuseof.com </link>

                    <description>MUO is your guide to modern tech. Learn how to make use of the tech and gadgets around you, and discover cool stuff on the internet.</description>
        
        <lastBuildDate>Sun, 30 Oct 2022 13:30:15 GMT</lastBuildDate>
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            <item>
                <title><![CDATA[The 5 Best Crypto IRAs to Use for Your Retirement]]></title>
                                    <link><![CDATA[https://www.makeuseof.com/best-bitcoin-iras-for-retirement/]]></link>
                
                                                            <dc:creator><![CDATA[Ponvang Bulus]]></dc:creator>
                                    
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                                    <category><![CDATA[Technology Explained]]></category>
                
                                                            <category><![CDATA[Bitcoin]]></category>
                                            <category><![CDATA[Investments]]></category>
                                            <category><![CDATA[Retirement]]></category>
                                            <category><![CDATA[Cryptocurrency]]></category>
                                            <category><![CDATA[Blockchain]]></category>
                                            <category><![CDATA[Ethereum]]></category>
                                    
                

                <description>
                    <![CDATA[
                                                    One eye on the future? Everyone should, really. 
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                </description>
                <content:encoded>
                    <![CDATA[
                                                                                                                                    <p>Cryptocurrencies are available to a wide range of investors, and there are now several ways to invest.</p>
    
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                </content:encoded>
                                <pubDate>Sun, 30 Oct 2022 13:30:15 GMT</pubDate>
                <guid isPermaLink="true">https://www.makeuseof.com/best-bitcoin-iras-for-retirement/</guid>
            </item>
                                
                                        
            <item>
                <title><![CDATA[The Best Tech Gifts for the Elderly]]></title>
                                    <link><![CDATA[https://www.makeuseof.com/tag/technology-elderly-best-tech-gifts-grandma/]]></link>
                
                                                            <dc:creator><![CDATA[Kegan Mooney]]></dc:creator>
                                    
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                                    <category><![CDATA[Buyer&#039;s Guides]]></category>
                
                                                            <category><![CDATA[eReader]]></category>
                                            <category><![CDATA[Gift Guide]]></category>
                                            <category><![CDATA[Retirement]]></category>
                                            <category><![CDATA[Gadgets]]></category>
                                            <category><![CDATA[Buying Tips]]></category>
                                    
                

                <description>
                    <![CDATA[
                                                    Looking for a gift for an elderly relative or friend? We've rounded up user-friendly gadgets that will protect, assist, and entertain.
                                                ]]>
                </description>
                <content:encoded>
                    <![CDATA[
                                                                                                                                    <p>When it comes to buying gifts for elderly relatives, it can often be difficult to choose the right gadget that they will be able to use. Thankfully, there are plenty of gadgets out there that are perfect for elderly people, even offering ways to make certain tasks in their lives that little easier.</p>
    
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                </content:encoded>
                                <pubDate>Thu, 30 Jun 2022 11:00:15 GMT</pubDate>
                <guid isPermaLink="true">https://www.makeuseof.com/tag/technology-elderly-best-tech-gifts-grandma/</guid>
            </item>
                                
                                        
            <item>
                <title><![CDATA[What You Need to Know About Health Savings Accounts]]></title>
                                    <link><![CDATA[https://www.makeuseof.com/tag/need-know-health-savings-accounts/]]></link>
                
                                                            <dc:creator><![CDATA[Joel Lee]]></dc:creator>
                                    
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                                    <category><![CDATA[Finance]]></category>
                
                                                            <category><![CDATA[Health]]></category>
                                            <category><![CDATA[Save Money]]></category>
                                            <category><![CDATA[Investments]]></category>
                                            <category><![CDATA[Retirement]]></category>
                                    
                

                <description>
                    <![CDATA[
                                                    Don't understand how an HSA works? We explain all the details; and show you the best little-known reason why HSAs are so great.
                                                ]]>
                </description>
                <content:encoded>
                    <![CDATA[
                                                                                                                                    <p>Most insured Americans have one of two healthcare plan types: an HMO (health maintenance organization) or PPO (preferred provider organization). Generally, people aim for a plan that strikes at balance between a low deductible and monthly premiums.</p>
    
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                </content:encoded>
                                <pubDate>Fri, 10 Feb 2017 18:00:00 GMT</pubDate>
                <guid isPermaLink="true">https://www.makeuseof.com/tag/need-know-health-savings-accounts/</guid>
            </item>
                                
                                        
            <item>
                <title><![CDATA[The Early Retirement Grid: See How Long It'll Take You to Retire]]></title>
                                    <link><![CDATA[https://www.makeuseof.com/tag/early-retirement-grid-see-long-itll-take-retire/]]></link>
                
                                                            <dc:creator><![CDATA[Joel Lee]]></dc:creator>
                                    
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                                    <category><![CDATA[Finance]]></category>
                
                                                            <category><![CDATA[Short]]></category>
                                            <category><![CDATA[Retirement]]></category>
                                    
                

                <description>
                    <![CDATA[
                                                    Most people vastly underestimate how many years it'll actually take to reach their retirement goals. This grid shows you in a visual way.
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                </description>
                <content:encoded>
                    <![CDATA[
                                                                                                                                    <p>Most people vastly underestimate two important numbers: how much money they'll <a class="no-callout" href="https://www.makeuseof.com/tag/want-to-retire-early-heres-what-you-need-to-save-each-month/">actually need to retire at their intended quality of life</a>, and how many years it'll actually take to stash away that much money.</p>
    
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                </content:encoded>
                                <pubDate>Tue, 06 Dec 2016 15:30:07 GMT</pubDate>
                <guid isPermaLink="true">https://www.makeuseof.com/tag/early-retirement-grid-see-long-itll-take-retire/</guid>
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            <item>
                <title><![CDATA[5 Accepted Pieces of Personal Finance Advice to Ignore]]></title>
                                    <link><![CDATA[https://www.makeuseof.com/tag/5-pieces-personal-finance-advice-can-ignore/]]></link>
                
                                                            <dc:creator><![CDATA[Joel Lee]]></dc:creator>
                                    
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                                    <category><![CDATA[Finance]]></category>
                
                                                            <category><![CDATA[Save Money]]></category>
                                            <category><![CDATA[Money Management]]></category>
                                            <category><![CDATA[Credit Card]]></category>
                                            <category><![CDATA[Personal Finance]]></category>
                                            <category><![CDATA[Retirement]]></category>
                                    
                

                <description>
                    <![CDATA[
                                                    There's a lot of good personal finance out there, but there are some pieces of financial advice that you should definitely ignore. Here are five of the most common.
                                                ]]>
                </description>
                <content:encoded>
                    <![CDATA[
                                                                                                                                    <p>Personal finance is a tricky thing. You'll find <a class="no-callout" href="https://www.makeuseof.com/tag/simply-frugal-learn-personal-finance-easy-way/">all kinds of advice across the internet</a>, and a lot of it is contradictory. But you know what? Dissenting opinions are fine. The real problem is when people put forth guidelines as hard-and-fast rules.</p>
    
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                </content:encoded>
                                <pubDate>Mon, 24 Oct 2016 16:00:00 GMT</pubDate>
                <guid isPermaLink="true">https://www.makeuseof.com/tag/5-pieces-personal-finance-advice-can-ignore/</guid>
            </item>
                                
                                        
            <item>
                <title><![CDATA[The Best Personal Finance & Budget Calculators to Manage Your Spendings]]></title>
                                    <link><![CDATA[https://www.makeuseof.com/tag/personal-finance-budget-calculators-ever-need/]]></link>
                
                                                            <dc:creator><![CDATA[Joel Lee]]></dc:creator>
                                    
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                                    <category><![CDATA[Finance]]></category>
                
                                                            <category><![CDATA[Save Money]]></category>
                                            <category><![CDATA[Calculator]]></category>
                                            <category><![CDATA[Money Management]]></category>
                                            <category><![CDATA[Personal Finance]]></category>
                                            <category><![CDATA[Retirement]]></category>
                                    
                

                <description>
                    <![CDATA[
                                                    Getting your finances in order can be tough, but having the right figures on hand makes it a lot easier. No matter you financial situation, we have the calculators you need.
                                                ]]>
                </description>
                <content:encoded>
                    <![CDATA[
                                                                                                                                    <p><a href="https://www.makeuseof.com/tag/simply-frugal-learn-personal-finance-easy-way/">Money management doesn't have to be hard</a>. Sure, there might be a lot of math involved, but the beauty of math -- at least <em>this</em> kind of math -- is that most of it can be computed and analyzed within seconds.</p>
    
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                </content:encoded>
                                <pubDate>Thu, 22 Sep 2016 23:00:00 GMT</pubDate>
                <guid isPermaLink="true">https://www.makeuseof.com/tag/personal-finance-budget-calculators-ever-need/</guid>
            </item>
                                
                                        
            <item>
                <title><![CDATA[5 Tech Tips to Boost Your Savings Fast]]></title>
                                    <link><![CDATA[https://www.makeuseof.com/tag/5-tech-tips-boost-savings-fast/]]></link>
                
                                                            <dc:creator><![CDATA[Ashley Eneriz]]></dc:creator>
                                    
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                                    <category><![CDATA[Finance]]></category>
                
                                                            <category><![CDATA[Save Money]]></category>
                                            <category><![CDATA[Personal Finance]]></category>
                                            <category><![CDATA[Retirement]]></category>
                                    
                

                <description>
                    <![CDATA[
                                                    Building up your savings can take a long time, but using the right tech tools can help you boost your savings quickly.
                                                ]]>
                </description>
                <content:encoded>
                    <![CDATA[
                                                                                                                                    <p>Technology is a vital tool for every part of our lives. If used correctly, the device in your hand or on your desk right now can help you save money, budget better, and invest more wisely. With the right app, you can jumpstart your savings from $0 to $500 or more per month.</p>
    
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                </content:encoded>
                                <pubDate>Mon, 29 Aug 2016 23:00:00 GMT</pubDate>
                <guid isPermaLink="true">https://www.makeuseof.com/tag/5-tech-tips-boost-savings-fast/</guid>
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            <item>
                <title><![CDATA[Want to Retire Early? Here's What You Need to Save Each Month]]></title>
                                    <link><![CDATA[https://www.makeuseof.com/tag/want-to-retire-early-heres-what-you-need-to-save-each-month/]]></link>
                
                                                            <dc:creator><![CDATA[Joel Lee]]></dc:creator>
                                    
                                    <enclosure url="https://static1.makeuseofimages.com/wordpress/wp-content/uploads/2016/05/retirement-savings-money-intro.jpg" length="115209" type="image/jpeg"/>
                
                
                                    <category><![CDATA[Finance]]></category>
                
                                                            <category><![CDATA[Save Money]]></category>
                                            <category><![CDATA[Personal Finance]]></category>
                                            <category><![CDATA[Short]]></category>
                                            <category><![CDATA[Retirement]]></category>
                                    
                

                <description>
                    <![CDATA[
                                                    When do you want to retire? This quick calculator tells you how much you need to save each month to reach that goal.
                                                ]]>
                </description>
                <content:encoded>
                    <![CDATA[
                                                                                                                                    <p><a href="https://www.nerdwallet.com/" target="_blank"><strong>NerdWallet</strong></a> is one of our favorite sites when it comes to <a href="https://www.udemy.com/personal-finance-masterclass/" target="_blank">personal finance.</a> It's an incredible source of information for anyone who wants to <a href="https://www.makeuseof.com/tag/simply-frugal-learn-personal-finance-easy-way/">learn about personal finance the easy way</a>, and everyone should bookmark it.</p>
    
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                </content:encoded>
                                <pubDate>Tue, 24 May 2016 14:30:22 GMT</pubDate>
                <guid isPermaLink="true">https://www.makeuseof.com/tag/want-to-retire-early-heres-what-you-need-to-save-each-month/</guid>
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