There's nothing better than a little bit of cashback. Whether you're buying groceries, grabbing some new wardrobe pieces, or making a big tech purchase, being able to get some of your money back is a great feeling.
And today, cashback isn't just for regular currency. You can now get crypto cashback using your phone, computer, or even a payment card. So, let's discuss the best ways to get cashback in crypto when you shop.
1. The Crypto.com Visa Card
Crypto.com's decentralized exchange is a popular option for many crypto owners, and the platform now offers a Visa card. Crypto.com provides a range of different Visa cards with varying cashback rates and maximum account balances. Their standard card, known as "Midnight Blue," only offers a 1% cashback rate, whereas their premium card, named "Obsidian," offers a healthy 8%.
You can use the Crypto.com app to manage your card conveniently, and you can top up your funds using either fiat or crypto. However, there are some limitations you may come across. Firstly, you can only withdraw a certain amount monthly without paying a fee (which varies with each card), and there is a cap on free exchange transactions using your card.
On top of this, Crypto.com only pays cashback out in CRO, their own cryptocurrency, so this may be a limiting factor for those who'd prefer a different token like Bitcoin or Ethereum. Check out Crypto.com's full breakdown of their Visa card to see the specific caps and fees.
2. The Gemini Mastercard
Gemini is another example of a great cryptocurrency exchange. So, if you're a fan of Gemini, you may like their MasterCard. Using this credit card, you can earn up to 3% cashback when you shop without paying any annual fees. Gemini has three cashback categories. You get 2% cashback from buying groceries, 3% cashback from dining transactions, and 1% cashback on any other kind of purchase.
Additionally, you can choose to receive rewards in the form of Bitcoin, Ethereum, or over fifty other tokens. And, when you earn cashback with the Gemini card, your rewards will be immediately deposited into your account.
3. The StormX App
StormX is a free app available for both Android and iOS that offers cashback for shopping online. Using the app's referral link, you can shop on eBay, Nike, AliExpress, and a wide range of other online stores and get rewarded in crypto whenever you make a purchase. The cashback rate will vary depending on what store you're buying from, so check the rates on the app before you make a purchase.
StormX pays out their cashback in Bitcoin, Ethereum, KeeperDAO, Litecoin, and StormX, their native token. But you can only make a withdrawal when your account hits $25. You'll also need to connect your crypto wallet to the app in order to withdraw your funds.
To learn more about StormX, check out our piece that breaks down the app's features.
Download: StormX for Android | iOS (Free)
4. The CoinRebates Website
If you're specifically interested in Bitcoin cashback, the CoinRebates site might be an excellent option for you. Using CoinRebates, you can receive cashback for shopping in over 300 online stores, including BestBuy, Target, and AliExpress.
You can pay using any traditional method when you shop via CoinRebates, such as PayPal or debit card. Once the website is notified of your purchase, you will receive cashback in the form of Bitcoin. But you'll need to provide your Bitcoin wallet address to sign up for the service. This is a super quick process, and it only takes a few minutes to get started.
5. The Verso App
Verso is another solid option for those who want a convenient way to earn crypto cashback. Using Verso, you can shop at a range of well-known sites, including ASOS, Nike, and KENZO, and earn cashback in the form of crypto for every purchase. You can also receive cashback for buying homeware through Zooplus and Panda, or even by booking flights through Emirates or Qatar Airways.
Verso pays out cashback in the form of two tokens: USD Coin (USDC) and BTU Protocol (BTU). To ensure your cashback's value doesn't fluctuate drastically, you may want to opt for USDC, as it is a stablecoin with a value pegged to the US dollar.
You can also redeem gift cards with your cashback funds instead of just withdrawing them. Verso offers gift cards for Amazon, Starbucks, Foot Locker, and a range of other online stores.
Download: Verso for Android (Free)
6. The Wirex Visa Card
There are a lot of great things about Wirex's MasterCard. You can pay using over 150 different cryptos and fiat currencies using this card, as it converts to the local currency of your location at the time of payment. The company tries to use the best live exchange rates for currency conversions to save you money.
On top of this, Wirex offers crypto cashback under their Cryptoback program when you use your card to shop or pay for other services. Wirex currently provides up to 2% cashback for both online and offline spending, so you can earn rewards regardless of your transaction. You can also use the Wirex app to receive notifications about your payments.
7. The CoinCorner Website
CoinCorner lets you earn cashback on your purchases quickly and easily when shopping online. This website pays out their cashback solely in Bitcoin, so it may be a viable option for you if you prefer this token. You can shop at a wide range of stores and gain cashback using CoinCorner, whether you're looking for clothing, tech, cosmetics, or almost anything else.
You can use CoinCorner's search tool to find the store you want or browse through its A-Z list of available retailers. Note that the cashback rates vary depending on the store you choose.
CoinCorner also comes in the form of a browser extension which allows you to more conveniently earn cashback without having to search for the site first directly. You can use it in popular browsers, including Chrome, Explorer, Opera, and Brave.
8. The Lolli Chrome Extension
The Lolli Chrome extension helps you earn crypto cashback at the click of the mouse without having to open a new window or download any apps. Using Lolli, you can shop at a vast selection of great online stores, including eBay, Nike, and Sephora, and get paid in Bitcoin to do so.
Keep in mind that the cashback rate will vary with different retailers. You can also use Lolli and earn cashback when booking trips on certain sites.
Currently, Lolli is only available in the US, but you can join the waiting list and get a notification when the extension becomes available in your country. Lolli also has a free app available on iOS that you can use to earn cashback when shopping on the go.
Download: Lolli for iOS (Free)
Earn Crypto Cashback While Shopping With These Services
Using the cards, apps, and sites listed above, you can earn crypto cashback whenever you shop or make a payment and build a healthy fund from your purchases. Whether you're buying groceries, grabbing some new tech, or even booking a flight, you could be eligible for some healthy crypto cashback from every purchase you make using these great services.