Firewall and security applications (i.e. Antivirus) provide the ultimate in protection while you’re surfing the web, right? Well in a sense they do. Current anti-malware solutions are much more effective than they have ever been in detecting worms, viruses and other forms of malware.
So what are hardworking cyber crooks to do then, since it has become more difficult for them to overcome your more reliable Internet security defenses? How are they going to continue to rake in their dirty money? Well, how about using social engineering to convince you to download and install a malware package voluntarily?