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PayNearMe is a pretty revolutionary service that has been around for some time, and they are expanding their payment services a little further, now offering the ability to pay with cash for online purchases, money transfers and even utility bills.

Basically, PayNearMe allows you to place an online order for a product, print out a receipt and take it to any participating 7-11 store and make the payment in cash. The 7-11 clerk scans the receipt, takes the payment and then the transaction will be finalized. Obviously, there are a couple of extra steps from just using a credit card online, but for people who are unable to get a credit card and do not have a bank account this opens up a whole new way for them to pay, and a new way to be able to safely shop online.

As far as paying utility bills with the service, they are rolling that out in one sample market, with plans to expand it if it is successful. However, purchasing online will work anywhere in the United States, and is now accepted by some huge online retailers such as Amazon.com.

According to PayNearMe, a shocking 24% of US families do not have a credit or debit card. A service like PayNearMe opens up a lot of new doors for them to be able do something many of us take for granted – shop online.

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