What Should I Do If an Item I’ve Paid for Doesn’t Arrive?
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You pay for a product, and wait eagerly by the letterbox. Day after day after day. Where is it? It’s no use strumming your fingers and glancing at the clock — your item never turns up.

This could be an innocent problem. It could’ve got lost in the post. Or it might be a scam. So what can you do about it?

What Is the “Goods Not Received” Scam?

It’s no surprise that, according to the U.K. bank NatWest, this was the most common scam of 2016, and that promises to continue in the coming years.

You pay for an item, but it doesn’t arrive. The seller maintains that they’ve sent it. It’s that simple.

It’s especially infuriating if it’s a product you’ve been searching for over a long period of time, or if you’ve paid a substantial amount for it 7 Cashback Websites to Save You Money on Everything 7 Cashback Websites to Save You Money on Everything One of the easiest ways to get more out of your buying experiences is to use cashback websites. Earn back the money you spend and make your shopping budget stretch further. Read More . Sellers will likely state that it’s on its way, so you end up waiting around, but it never turns up. In some cases, cybercriminals will have delayed you so much with their assurances that you’ll be out of time for the website’s terms about raising issues within a set number of days.

This is why you can’t always trust auction sites 7 Security Reasons Why You Should Avoid eBay 7 Security Reasons Why You Should Avoid eBay In the last few years, eBay has been hit with seemingly endless hacks, data breaches, and security flaws, which they've struggled to deal with. Are eBay trustworthy, or should you avoid shopping with them? Read More . The site itself might be a credible name, but it’s really down to the selling community to prove trustworthy. Nonetheless, you can’t tar them all with the same brush — it’s down to you to shop carefully and take the necessary precautions 10 Tips For Safe & Secure Shopping Online This Holiday Season 10 Tips For Safe & Secure Shopping Online This Holiday Season The Holidays are almost upon us once again. And that can only mean one thing - yep, its time to buy gifts at the last minute again! But how do you avoid criminals while buying... Read More .

Obviously, variations of this persist. Notably, some fraudsters will ask for payment in advance, and once you do, they don’t bother sending the goods — if they even had them in the first place! Always refuse, regardless of how persuasive the seller is being. It’s simply not worth it.

Let’s not forget that this works both ways: another scam turns the tables on sellers 11 Critical Tips On How To Sell More On eBay 11 Critical Tips On How To Sell More On eBay eBay is one of the top 10 most trafficked sites on the entire Internet, so it's no wonder that when that pang of consumerist desire hits us, we head straight to eBay. Auctions can be... Read More , with a buyer claiming a product you’ve shipped hasn’t arrived. It’s fraud in which you’re painted as the scammer, which is particularly infuriating.

How Can You Protect Yourself From This Scam?

As a buyer: Auction sites and third-party marketplaces naturally know these cases go on, so do what they can to prevent it happening (not that it’s always successful). That’s one of the reasons you shouldn’t take negotiations to a different platform. Okay, so eBay, for example, takes some of the profits off sellers, but with that comes a degree of security.

postage close-up
Image Credits: Toshiyuki IMAI via Flickr

Similarly, you should pay for items through a service that guarantees your money is safe. If you can prove an item hasn’t turned up, PayPal should give you your money back. And because the window for issues is open for 180 days (with some exceptions), you’re less likely to be delayed by a scammer’s insistence.

Credit cards generally offer the same level of money-back guarantee, though complaints typically need to be raised quicker than on PayPal. Check terms and conditions to properly ascertain what your rights are if you don’t receive your goods.

And of course, never pay by bank transfer. You’ve got very little recourse should anything prove amiss, whether that’s the items not arriving or if they turn up damaged.

As a seller: You’ve got a lot to think about 12 Tips to Successfully Selling Your Comic Book Collection 12 Tips to Successfully Selling Your Comic Book Collection Where should you sell your comics? Ensure you get the best price? And find a good home for them? Here are some tips for successfully selling your comic collection. Read More , but one thing is essential: get proof of postage. That simply means asking for a receipt when using your local postal or delivery service. If you book such deliveries online, print off confirmations, and keep subsequent emails.

Get your item signed for too. At least this way, it’s an admission by the buyer that they’ve received it, or a neighbor took it in. Many big name deliverers let sellers check the signature, so you can then relay this information to the buyer if they affirm that they never got it.

What Can You Do After an Item Goes Missing?

This largely depends on your region, but no matter where you are, you still have rights.

What Should I Do If an Item I've Paid for Doesn't Arrive? 32729801221 d4ec764bd9 k
Image Credits: Willy Verhulst via Flickr

In America, the Mail, Internet, or Telephone Order Merchandise Rule and the Fair Credit Billing Act mean you don’t have to pay for anything you’ve not received. Your first port of call should always be the retailer. If you find no luck there, turn to the host site — e.g. eBay, Amazon, etc. — and know that, as long as you’ve paid using a secure method, you can rely on those services to give you a refund.

This is why eBay encourages the use of PayPal. As well as offering encryption Don't Believe These 5 Myths About Encryption! Don't Believe These 5 Myths About Encryption! Encryption sounds complex, but is far more straightforward than most think. Nonetheless, you might feel a little too in-the-dark to make use of encryption, so let's bust some encryption myths! Read More that means your details are safe (notably the HTTPS URL What Is HTTPS & How To Enable Secure Connections Per Default What Is HTTPS & How To Enable Secure Connections Per Default Security concerns are spreading far and wide and have reached the forefront of most everybody's mind. Terms like antivirus or firewall are no longer strange vocabulary and are not only understood, but also used by... Read More ), using PayPal through the auction site (or, indeed, many sites! How To Pay With Your PayPal Balance On Sites That Don't Accept It How To Pay With Your PayPal Balance On Sites That Don't Accept It There are a whole lot of places to shop online that don't seem to be as crazy about PayPal. Here's a little maneuver you can use on sites that don't accept PayPal Read More ) will also give you a money-back guarantee.

If you used a credit card The Best Credit Cards to Use for Shopping on Amazon The Best Credit Cards to Use for Shopping on Amazon An Amazon credit card can help you save money when you shop online -- but how can you choose the best card to maximize your cash back? Read More , you need to contact your provider at their “billing inquiries” address within 60 days of you receiving the bill. Photocopy any details that support your claim. Should things get messier, consult the Federal Trade Commission.

In the U.K., you’re legally obliged to receive either a replacement or a refund. Don’t go in all guns blazing, however. Speak to the seller reasonably, and (if it’s a genuine issue) they should contact the delivery service to find out exactly what’s happened. Your contract is with the retailer, so the onus is on them to sort the problem out.

Your goods should turn up within 30 days, or within a date agreed upon between you and the seller.

Beyond this, you need to enquire with your credit or debit card provider — ask about “chargeback” Chargebacks for Credit Cards and PayPal: What You Need to Know Chargebacks for Credit Cards and PayPal: What You Need to Know Getting a chargeback on your credit card or PayPal account can get your money back after a bad transaction -- but do you know how to do it? Or what the requirements are? Here's everything... Read More , which might allow the reversal of fees.

Really, it’s all about what you’ve done to protect yourself when ordering.

What If It’s Not a Scam?

Your rights still stand. Sure, you can feel sorry for the seller, in which case, talk to them, and, if you’re using a site that accepts feedback, skip that section, or at least don’t leave negative comments. But that’s only if you know it’s a misunderstanding. Sellers will likely have proof of postage they can show you in such genuine instances. You’re both left in the same boat if so.

It’s a horrible situation to be in, but being reasonable and rational is the key.

Have you ever been in this situation? What did you do? And how do you protect your rights in such cases?

Image Credits: JrCasas/Shutterstock

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