Pinterest Stumbleupon Whatsapp
Ads by Google

We’re big on using Mint to manage your finances here — if you’re not using it yet, check out our beginner’s guide A Beginner's Guide to Managing Your Money with Mint A Beginner's Guide to Managing Your Money with Mint When it comes to free online budget tracking, Mint is king. Read More as well as our advanced tips and tricks 7 Advanced Tips and Tricks to Make You a Mint Expert 7 Advanced Tips and Tricks to Make You a Mint Expert If you master these tips and tricks, you'll be a real Mint expert! Read More .

Once you’re comfortable using Mint, you can start using its very useful, though less well-known, sister app: Mint Bills.

What Is Mint Bills?

Another service offered by Intuit, Mint Bills lets you see and pay all of your bills in one place. If you have a lot of different accounts and monthly bills, it can be hard to keep track of when things are due and how much money you have to go around. Mint Bills simplifies the process with reminders, updates, and payment capabilities.

mint-bills

It doesn’t include nearly as many features as Mint, but that’s kind of the point — Mint Bills exists to give you one place from which you can manage your bills, no matter who they’re coming from. You add your bill accounts – cell phone Save Money On Your Smartphone Bill: Cut The Mobile Internet Save Money On Your Smartphone Bill: Cut The Mobile Internet How much are you paying for calls and mobile Internet? Is your iPhone really worth that type of outlay? Do you use your Android tablet enough to justify paying over $50 a month? Read More , electric, credit cards, medical, and so on – and payment methods, like bank accounts and credit cards. You can then monitor and analyze your bills and pay them whenever you’d like.

Mint Bills lets you pay your bills for free if you use a bank account, but you’ll incur a service fee is you use a credit or debit card.

Ads by Google

Getting Started with Mint Bills

To get started, you’ll need to log in. If you already have a Mint account, you can use the same credentials, but you’ll need to go to a different login page. Head to bills.mint.com or go to the Mint homepage and click Log In in the top-right corner, then click Log In where it says “Looking for Mint Bills?”

mint-bills-login

When you log in for the first time, you’ll be asked to add an account (if you’re not, just click into the search bar that says “Type here to search for any biller”). Search for any account that you have with a biller — I started with Xcel Energy.

add-xcel-mint-bills

Select the biller you’d like to add, and Mint Bills will request that you enter either your login information for that company’s website or your account number. Enter whichever you have on hand, and your account will be connected (using LastPass The Complete Guide to Simplifying and Securing Your Life with LastPass and Xmarks The Complete Guide to Simplifying and Securing Your Life with LastPass and Xmarks While the cloud means you can easily access your important information wherever you are, it also means that you have a lot of passwords to keep track of. That's why LastPass was created. Read More to pull all of my usernames and passwords greatly sped up this process).

mint-bills-dashboard

You should now see the amount that you currently owe displayed on the Mint Bills dashboard. If you entered a utility or a similar bill, you’ll just see the amount you owe. If you entered a credit card, you’ll see the minimum payment displayed next to your last statement balance (if you want to see your current balance, you’ll need to click on Credit Cards in the top menu). Add the rest of your billing accounts using the same steps.

Now, we’ll add a bank account: click Add Bank Account in the right sidebar, and Mint Bills will be able to tell you how much cash you have on hand to pay for your bills. You can also add a credit or debit card from the sidebar that you can use to pay your bills. (To add more non-bill accounts, click +Add an Account in the top menu and select Other Account.)

mint-bills-add-account

Looking Around

Now that you have your accounts added, your dashboard will look much more interesting. It shows you how much you currently owe, the due dates of your bills, and how much cash you have on hand. Let’s check out the other tabs and see what they can tell us.

The Money tab shows you how much money you have in your accounts and where it’s located. While the main Mint app does a better job of this, it can be useful to make sure that you have enough money in the right accounts before you pay your bills.

mint-bills-money-tab

You’ll also see monthly bill trends that show you how your payments have been distributed (the image above doesn’t show a very interesting distribution, but you get the idea).

The Credit Cards tab gives you a more detailed look at your credit accounts, including the total balance, statement balance, and interest rate. The graph in the right sidebar also shows the percentage of your total credit that you’re using, a useful thing to know if you’re trying to manage your credit rating How to Improve and Monitor Your Credit Score by Using Technology How to Improve and Monitor Your Credit Score by Using Technology Your credit score can have a huge influence on your financial life. We explain how it's calculated and and how you can improve it. Read More .

mint-bills-credit-cards-tab

Finally, the Ways to Save tab will be familiar to anyone who uses Mint — the website offers suggestions on credit cards and higher-interest bank accounts Save More Money by Using These 4 Online Banks Save More Money by Using These 4 Online Banks Online banks frequently offer much better rates and perks than their brick-and-mortar counterparts. Here are four of the best options for American residents. Read More  that could help you save money 5 Useful, Money-Saving Online Shopping Tips You Should Know 5 Useful, Money-Saving Online Shopping Tips You Should Know Here are several tips and tricks to help you hold onto more of your hard-earned cash. Read More . Whether or not you want to look at or use these is up to you, but now you know where they’ll be.

Paying Your Bills

Once you’ve added your billing accounts and bank account or credit card, all you need to do is hit a Pay button next to a balance on the dashboard. You’ll be asked how you want to pay (remember that paying from a bank account is free, and using a credit card incurs a service fee).

mint-bills-payment-source

When you make a payment for the first time, you’ll need to verify your address. After that, confirm the details of the payment, click Pay Bill, and you’re done!

mint-bills-review-payment

You’ll receive a success notification and get an email receipt for your payment.

mint-bills-payment-success

That’s really all there is to it. Just hit Pay whenever you want to pay a bill, and you’re set.

Manage Your Bills Like a Pro

Mint Bills is a great companion app for Mint — when you use both, you can track your spending, manage your money, and pay your bills all with the same service. And Mint Bills will likely be integrating with Mint in the near future, making the entire process that much simpler. Even if you already use auto-pay on your bills, Mint Bills will help you look for patterns in your bill payments that could help you save money in the long run.

Do you use Mint Bills? Do you find it useful, or does it seem like a service that most people could do without? Share your thoughts below!

Image Credits:Bills in paper nail by patpitchaya via Shutterstock

  1. Bogart Imperial
    February 1, 2016 at 8:41 am

    Mint bills is a little redundant to the online banking feature like Bill Pay of Bank of America. Unless, there's a real advantage of using mint bills over the online banking feature.

    • Dann Albright
      February 3, 2016 at 6:35 pm

      If you're using a service like that from your bank, then it might not be super useful. Not all banks offer that service for free, though, so this might appeal to people who don't want to pay for it. Most banks seem to have pretty crappy user interfaces, too, and Mint provides a much better one. Once it gets integrated into Mint, it'll be even more useful, as you'll be able to use that information in a lot of your graphs and charts, which could be cool.

Leave a Reply

Your email address will not be published. Required fields are marked *