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This post is only applicable to residents of the United States. However, the following principles may apply to your country as well, so it may be worth reading anyway.

Have you ever rummaged through old files Clearing Out Clutter Is Good For You — But Why? Clearing Out Clutter Is Good For You — But Why? Decluttering is a great way to start the year feeling fresh, and it gives you a big sense of accomplishment — but there's more to it than that. This simple habit can improve your life. Read More only to find an old paycheck that you never deposited? In this situation, a lot of people will think that money is forever lost and mentally beat themselves up over it. However, that’s not actually the case.

In the United States, employers are obligated to turn unclaimed paychecks over to the state. These paychecks are then counted as “unclaimed property” — and you have the right to claim your unclaimed property.

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Fortunately, there are websites that make this really easy. You should never pay someone to find or claim unclaimed property for you! It’s a free process in every U.S. state.

The best website for this is MissingMoney.com. Remember to check previous names if you’ve ever changed your name. Also, searches are completely free, so consider running a few queries for your family members as well.

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Other forms of unclaimed property include bank accounts, safe deposit box contents, insurance policies 5 Smartphone Insurance Plans That Provide the Best Value 5 Smartphone Insurance Plans That Provide the Best Value When a device is as important and as expensive as your smartphone, it probably makes sense to insure it against catastrophes. Read More , utility deposits, escrow accounts, stocks, mutual funds, and more. You might have money waiting for you — so what are you waiting for?

After checking the website above, how much unclaimed money do you have? Know of any other authorized websites for finding unclaimed property? Let us know in the comments below!

Image Credit: Man Celebrating Money by Dooder via Shutterstock

  1. Yodi
    March 8, 2016 at 3:44 pm

    I went to the trouble of registering on this website. Lo and behold, there appears to be unclaimed money in my name in my home state! Imagine my excitement -- that is, until I discovered

    1. The amount is between $1.00 and $50.00, and
    2. In order to claim it, I have to provide a photocopy of
    a. my driver's license
    b. proof that I lived at the address associated with the claim
    c. a photocopy of my SS card
    either via e-mail, fax or snail mail (delivered to the state capitol).

    So in order to claim less than fifty dollars, I'm expected to hand someone everything they would need to assume my identity? Seriously?

    Maybe it's just me, but my tinfoil hat is tingling.

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