Pinterest Stumbleupon Whatsapp
Ads by Google

best bill pay reminder softwareI love budget software. I mean, seriously, I must try a different budgeting application or website at least once every other month. As I wrote about here at MakeUseOf, I’ve tried SimpleD SimpleD Budget - Free Budget Tracker Software (Windows) SimpleD Budget - Free Budget Tracker Software (Windows) Read More , and I even created my own customized budget spreadsheet Make a Personal Budget on Excel in 4 Easy Steps Make a Personal Budget on Excel in 4 Easy Steps Read More in Excel. I even tried Mint How To Use Mint To Manage Your Budget & Spendings Online How To Use Mint To Manage Your Budget & Spendings Online Read More , which Bakari wrote about.

Even after using all of those tools, it never fails that eventually I just forget to pay a bill. You see, the real problem for me isn’t creating or maintaining a budget – I’ve got that pretty well figured out at this point. It’s just a matter of remembering to sit down and pay specific bills that keeps me stumped. When you’ve got a lot going on and have so much to remember already in your life, paying bills isn’t always at the top of the list. It’s very easy to procrastinate when it comes to sending your hard earned money to other people. And I don’t like automating payments, because I like staying in control of my bank account.


So I set out in search of an automated solution that offered a variety of reminder tools and management features that would basically take the place of my brain.

All I need is a reminder about 5 days before a bill is due so that I will remember to log in and pay the bill online, or write a check. That’s not asking a lot, but in my experience not many of the “budgeting” apps really focus as much on the bill paying aspect as they should. Luckily I found billQ, and I doubt I’ll ever forget to pay another bill again.

Setting Up Your Bills

Let’s face it, the idea of loading up another online system with all of my bills isn’t something I really feel like doing. However, the idea that taking the time now to enter in the bill schedule just once will make it so that I never have to remember it again is enough incentive for me. I’m tired of having so many things to remember. The more you can offload out of your head, the more efficient you’ll be at remembering the important stuff.

best bill pay reminder software

Ads by Google

From the first page, you’ll see how clean and well organized this system is. It’s all about bills – nothing else. No budget, no complicated balance calculations – just how much you owe every month and when it’s due. It’s as simple as that. Keep in mind there are two terms here to remember – a schedule and a bill. A bill can be a one-time payment, but a schedule is a recurring payment.

A free account is limited to 10 schedules, so if you have a lot of bills, this online tool isn’t for you. To add a new schedule just click the Schedules tab and click the “Add Schedule” button.

bill reminder

Type in the name, amount and when it’s due. You can also group bills into categories like household or automotive just to keep things clean and organized. You can also select from different recurring schedules like once every number of days, or on a particular day each month.

bill reminder

The beauty of billQ is how clean it is. When you log in, you’ll see the bills that require your immediate attention at the very top of the list on your main page. Bills that are close to the due date will change color from green to amber.

bill reminder

You can see your overall spending situation in the right menu bar. You’ll see your total monthly expenses, as well as the most expensive bill (usually the mortgage!) and what group of bills seem to be sucking the most money out of you.

bill reminder software

If you have a one-time bill that comes up, like someone lending you money or a small loan that you took out and you want to pay off the following month, just add those by adding a new bill instead of a schedule.

bill reminder software

While you could just remember to log in every couple of weeks to check which bills are due – there’s no need. The system comes with built-in reminders that it can send to your email, your phone, or both. You can set it up to send you the list of bills every month, or a reminder for each bill that’s coming due.

bill reminder software

My favorite part of billQ is how integrated it is with whatever manner you get information from the Internet. You can install a desktop dashboard widget for Mac, an AIR app for Windows, a Bookmarklet for your browser, an iCal plugin, and there’s even an RSS feed you can tap into that feeds your reminders to you every day. Now that’s cool.

No matter where you are in the world, BillQ has you covered with the ability to handle just about all of the world’s top currencies.

best bill pay reminder software

If you’re like me and overloaded with things to remember – go ahead and give billQ a try. The last thing you want to do is work so hard to make money, only to squander it with late fees and charges. Let billQ remember your bills for you, and you can focus on the more important stuff.

What do you think of billQ? Do you have your own techniques or tools to remember bills? Share them in the comments section below.

Image credit: G Schouten de Jel

  1. military credit cards
    February 27, 2011 at 7:23 am

    Nice information.And now a days there are a lot of facilities offering by different banks so that to increase the user rate.And recently military credit cards are offering the best facilities.The best thing about this card is it automatically pays you the rewards in your account monthly without the usual $50 minimum like most credit cards.

  2. Zack (billQ Co-Founder)
    December 4, 2010 at 8:55 pm

    You are correct, a queue (or list) of bills is exactly where the name comes from.

  3. DK
    December 4, 2010 at 3:12 pm

    The "sounds like" thing seems like a minor quibble, considering the "quasi" acknowledgement. If read in the fashion it is visually set up as, it more accurately would be said "bill queue", as in "have your bills in line"

    It seems like a nice application for some who likes to see the groupings of where money is going. Other than that, it's a calendar application. *shrug*

  4. Ryan Dube
    December 4, 2010 at 12:15 am

    Yes - I'm one of those people that don't like giving up the control of actually determining what money leaves my bank account and when it does. Automating would relieve the need to remember, but sometimes the timing may not be right every month on that particular day. That's one of the reasons I think an app like billQ would be invaluable to people who just need a nudge when it's due.

  5. Zack (billQ Co-Founder)
    December 3, 2010 at 11:16 pm

    Thanks for the kind words and walk through. I hope you and your readers find billQ as useful as we do.

    @Jj - Some people don't like to use automated bill payments/direct debits. And there are some bills that you can't necessarily use direct debits for.

    @Scott - Yeah, something we weren't aware of until after launch and some other pointed it out.

  6. Zack (billQ Co-Founder)
    December 4, 2010 at 12:16 am

    Thanks for the kind words and walk through. I hope you and your readers find billQ as useful as we do.

    @Jj - Some people don't like to use automated bill payments/direct debits. And there are some bills that you can't necessarily use direct debits for.

    @Scott - Yeah, something we weren't aware of until after launch and some other pointed it out.

  7. Scott
    December 3, 2010 at 5:32 pm

    Bad name.. BillQ sounds like "Bilk you," and that's a pretty horrible name for a quasi-financial web application.

  8. Jj
    December 3, 2010 at 4:55 pm

    isnt that what direct debits for....

Leave a Reply

Your email address will not be published. Required fields are marked *