Comments on: Make a Personal Budget on Excel in 4 Easy Steps http://www.makeuseof.com/tag/excel-spreadsheet-techniques-to-make-a-personal-budget/ Cool Websites, Software and Internet Tips Sat, 11 Feb 2012 06:16:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Rhys http://www.makeuseof.com/tag/excel-spreadsheet-techniques-to-make-a-personal-budget/#comment-429590 Rhys Mon, 04 Jan 2010 10:48:47 +0000 http://www.makeuseof.com/?p=22126#comment-429590 Hi Ryan I have created a website (<a href="http://www.easy-budgeting.com" rel="nofollow">EasyBudgeting</a>) that makes using an Excel budget planner simple and straightforward. Excel is a great tool for budgeting but some people find it difficult or a bit overwhelming. I invested my time and knowledge to provide people with a solution to their budgeting needs without having to master Excel. It's helped 100's of people worldwide and may be useful for your visitors. Good luck, Rhys Hi Ryan

I have created a website (EasyBudgeting) that makes using an Excel budget planner simple and straightforward.

Excel is a great tool for budgeting but some people find it difficult or a bit overwhelming. I invested my time and knowledge to provide people with a solution to their budgeting needs without having to master Excel.

It’s helped 100′s of people worldwide and may be useful for your visitors.

Good luck, Rhys

]]> By: Factopo http://www.makeuseof.com/tag/excel-spreadsheet-techniques-to-make-a-personal-budget/#comment-419338 Factopo Tue, 17 Nov 2009 11:36:32 +0000 http://www.makeuseof.com/?p=22126#comment-419338 These are some good tips, especially in the economy right now. These are some good tips, especially in the economy right now.

]]> By: Ryan Dube http://www.makeuseof.com/tag/excel-spreadsheet-techniques-to-make-a-personal-budget/#comment-419249 Ryan Dube Tue, 17 Nov 2009 00:42:29 +0000 http://www.makeuseof.com/?p=22126#comment-419249 Thanks Peter - it feels good reading this and I'm very happy that the article served as inspiration to crack open a spreadsheet and give it a shot. Best of luck to you and your wife - and here's to a great financial future! Thanks Peter – it feels good reading this and I’m very happy that the article served as inspiration to crack open a spreadsheet and give it a shot. Best of luck to you and your wife – and here’s to a great financial future!

]]> By: Peter http://www.makeuseof.com/tag/excel-spreadsheet-techniques-to-make-a-personal-budget/#comment-419056 Peter Mon, 16 Nov 2009 08:52:14 +0000 http://www.makeuseof.com/?p=22126#comment-419056 I have always been the type that buys stuff until my account shows a low balance, then I back off until next payday. It's gotten me into some trouble a few times but has never been a huge issue because I wasn't dealing with massive amounts of money and was living with my parents. Well I got married this summer and both my wife and I haven't changed our ways much. We buy what we need, with extra's here and there (magazines, lunches, etc). And as of now it's not a problem, but after reading your article and thinking about it, I realize that it could become a problem later on when we have more debt. I also think we could be saving a lot more money for future purchases (house mainly, future kid's college), if we only paid more attention to our finances. Sorry for the wall-o-text, but I genuinely thank you for posting this. I am in the process of entering all my info now into a spreadsheet, and for the first time in a while I feel good about my financial future. I have always been the type that buys stuff until my account shows a low balance, then I back off until next payday. It’s gotten me into some trouble a few times but has never been a huge issue because I wasn’t dealing with massive amounts of money and was living with my parents. Well I got married this summer and both my wife and I haven’t changed our ways much. We buy what we need, with extra’s here and there (magazines, lunches, etc). And as of now it’s not a problem, but after reading your article and thinking about it, I realize that it could become a problem later on when we have more debt. I also think we could be saving a lot more money for future purchases (house mainly, future kid’s college), if we only paid more attention to our finances.
Sorry for the wall-o-text, but I genuinely thank you for posting this. I am in the process of entering all my info now into a spreadsheet, and for the first time in a while I feel good about my financial future.

]]> By: Teach Children to Save Money http://www.makeuseof.com/tag/excel-spreadsheet-techniques-to-make-a-personal-budget/#comment-419051 Teach Children to Save Money Mon, 16 Nov 2009 08:05:24 +0000 http://www.makeuseof.com/?p=22126#comment-419051 Excellent Excel wizardy! As a single parent that was *less* than good with money throughout my youth, teaching children about money is CRUCIAL, in my mind. I’m not going to blame parents, schools, etc, but quite simply, I clearly “didn’t get it”, and I am still paying for those mistakes a decade later! And quite frankly, I hate the position I got myself in, everytime I pay off my past debts… I could have used my time/money sooooo much better. Excellent Excel wizardy! As a single parent that was *less* than good with money throughout my youth, teaching children about money is CRUCIAL, in my mind. I’m not going to blame parents, schools, etc, but quite simply, I clearly “didn’t get it”, and I am still paying for those mistakes a decade later! And quite frankly, I hate the position I got myself in, everytime I pay off my past debts… I could have used my time/money sooooo much better.

]]> By: excel budget templates http://www.makeuseof.com/tag/excel-spreadsheet-techniques-to-make-a-personal-budget/#comment-407148 excel budget templates Mon, 28 Sep 2009 12:22:51 +0000 http://www.makeuseof.com/?p=22126#comment-407148 Right now, I am using a spreadsheet to do the household finances, track spending, and plan for saving measures. I think it is a powerful tool. I looked at my spending tracking and found that I spent a lot on personal items, meals, Internet and telephone bills. So I've tried to cut expenses on these things. I avoided using the loyalty program coupons which were sent to me every month from many shops. I will use them for what I really need to buy. Right now, I am using a spreadsheet to do the household finances, track spending, and plan for saving measures. I think it is a powerful tool. I looked at my spending tracking and found that I spent a lot on personal items, meals, Internet and telephone bills. So I’ve tried to cut expenses on these things. I avoided using the loyalty program coupons which were sent to me every month from many shops. I will use them for what I really need to buy.

]]> By: brenda http://www.makeuseof.com/tag/excel-spreadsheet-techniques-to-make-a-personal-budget/#comment-405817 brenda Mon, 21 Sep 2009 03:56:52 +0000 http://www.makeuseof.com/?p=22126#comment-405817 Thank you sir for your great budget tutorial! I created one for my boyfriend, when I punched in his CC info he wasn't going to pay off his balance until 2017! We worked out the numbers with your formula and he will be paying it off much sooner. Thank you! Thank you sir for your great budget tutorial! I created one for my boyfriend, when I punched in his CC info he wasn’t going to pay off his balance until 2017! We worked out the numbers with your formula and he will be paying it off much sooner. Thank you!

]]> By: Igor http://www.makeuseof.com/tag/excel-spreadsheet-techniques-to-make-a-personal-budget/#comment-405438 Igor Fri, 18 Sep 2009 20:25:54 +0000 http://www.makeuseof.com/?p=22126#comment-405438 Sorry, the link to Arixcel Accounts: <a href="http://www.arixcel.com/accounts" rel="nofollow">www.arixcel.com/accounts</a> Sorry, the link to Arixcel Accounts:

http://www.arixcel.com/accounts

]]> By: Igor http://www.makeuseof.com/tag/excel-spreadsheet-techniques-to-make-a-personal-budget/#comment-405436 Igor Fri, 18 Sep 2009 20:23:47 +0000 http://www.makeuseof.com/?p=22126#comment-405436 Hi guys. I've been doing budgeting in Excel for years and eventually decided to automate the process heavily, which lead to the birth of Arixcel Accounts - it's currently a free tool and it can import transaction to Excel from saved bank statements as well as do other useful things. If somebody gives it a try and leaves me a comment, I would appreciate. Here's the link: <a href="http://www.arixcel.com/accounts" title="www.arixcel.com/accounts" rel="nofollow"> Hi guys. I’ve been doing budgeting in Excel for years and eventually decided to automate the process heavily, which lead to the birth of Arixcel Accounts – it’s currently a free tool and it can import transaction to Excel from saved bank statements as well as do other useful things.
If somebody gives it a try and leaves me a comment, I would appreciate. Here’s the link:

]]> By: Natuernut http://www.makeuseof.com/tag/excel-spreadsheet-techniques-to-make-a-personal-budget/#comment-398964 Natuernut Sat, 15 Aug 2009 20:51:28 +0000 http://www.makeuseof.com/?p=22126#comment-398964 I've used excel for budgeting before and liked how simple it was. I'll have to try your tips out because they look like they'll help me out a lot. An easy (and free) way to back up your excel (word, and PowerPoint too) is on Officelive. All you need to do is sign up (it's free), follow the directions and you're ready to go. I use it myself for both my excel and word files. Here's the address: http://www.officelive.com I’ve used excel for budgeting before and liked how simple it was. I’ll have to try your tips out because they look like they’ll help me out a lot.

An easy (and free) way to back up your excel (word, and PowerPoint too) is on Officelive. All you need to do is sign up (it’s free), follow the directions and you’re ready to go. I use it myself for both my excel and word files. Here’s the address: http://www.officelive.com

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