If you’re a Mint.com user (if not, you should be), then you will be pleased to know that the personal finance budget and reporting service has produced Mint QuickView, a companion Mac application to the online and mobile apps. Mint QuickView rests in your menu bar and provides you with an up-to-date view of your designated banking, credit and debit card accounts, plus an overview of your spending and recent transactions.
As a Mint member, you nor anyone else can deposit or withdraw money through your Mint account, but you can securely view your online financial transactions and balances which you allow Mint.com to access and download.
With Mint, you don’t have to manually add or download financial transactions to your account. Mint does all the work for you. When you set up a Mint account, you provide it with access to your online financial accounts. Ever since the company was bought by Quicken, nearly all leading and small financial institutions (U.S. and Canada only) connect with Mint.
One of the most useful features of Mint.com is the ability to set up personal budgets for your monthly spending. This way you can monitor how much you’re spending, for example, on fast food, gas, groceries, coffee, or entertainment. You can set Mint to email notifications when you exceed your budget limits.
Mint mobile apps are a great way to monitor personal cash flow and budgets, and now the Mac client version puts this information in the menu bar of your Mac.
Mint QuickView Features
Mint QuickView consist of two windows – a single panel accessed from the menu bar, and a larger web-size window which allows you to edit transaction information and your budgets. You can also add cash transactions that don’t of course get recorded digitally.
Mint QuickView is aptly named because no login is required to access your account after the initial sign-in. The menu bar window provides a view of your financial account balances, all your transactions, as well as a graphic breakdown of your spending and cash flow comparison. Oddly, however, it doesn’t show your budgets. You have to access that information in the larger main window.
In the menu bar window, you also can’t edit transactions, but you can do so in the larger main window. Sometimes individual transactions are missing detailed information like the name of the merchant or the proper spending category. You can also split a transaction in this window, as you can in the web application. If you leave the main window opened on your computer, it will be automatically closed after a certain period of time.
Alerts, Bill Reminders, Goals
Another advantage with using Mint is that you can set up your account to post and send alerts and bill reminders for both your mobile device(s) and Mint QuickView. Mint can also send you weekly or monthly summaries of your account balances, budgets, and stock data.
If you’re on a tight budget, you can have Mint alert you when your accounts drop below a certain amount, when it notices unusual spending in any category, as well as when you exceed one of your budgets, get charged a bank fee, or when an interest rate changes, among other helpful items. You can also use Mint and Mint QuickView to monitor your loans, savings, financial goals, investments, and your overall trends in spending.
Over the years since I started using Mint, it has helped me become more conscious of my spending habits, and has probably saved me discretionary money that I might have spent if I weren’t checking my budgets on a weekly basis. Though I have found Mint.com does not always accurately report my account balances (it sometimes may take a day to update to the actual amount), it is still better than managing my accounts using a checkbook or even Quicken software.
For other articles about Mint apps, check out these:
- How To Use Mint To Manage Your Budget & Spendings Online
- Financial Planning Software Mint.com Launches App For Android Tablets [News]
- Mint iOS Apps Now Support Adding Budgets and Splitting Transactions [Updates]
Let us know what you think of Mint QuickView. If you’re a Mint member, what has your experience been like with the service? Has it been helpful?
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