From simple, personal and shared expense tracker to feature-filled, budget tracking tools. All free, enjoy!

(1) BillMonk (no longer online)

Features:

• convenient for tracking expenses between friends, roommates, college students, etc.
• track, manage, split and settle bills (via Obopay) online
• get reminders (via email or SMS)
• use tags to categorize your expenses
• integrated system to keep track of stuff you lent and borrow i.e, books and DVDs

(2) BillQ

Features:

• add, track and manage bills.
• set ‘to pay’ reminders and deadlines
• create groups and assign bills to them
• Addons: Mac OS X Dashboard widget

(3)Billster

Features: Demo

• track personal and shared expenses
• save reoccurring expenses (i.e., direct debits or standing orders)
• get reminders (via email, SMS, RSS)
• RSS feeds (for upcoming bils, reminders, etc.)
• use tags to categorize your expenses
• create expense graphs and charts
• get overview reports

(4) BudgetOnWeb

Features: Demo

• manage your budget, schedules and contracts in a Excel-like interface
• integrates project management with contacts management and financial tools.
• track and share budgets
• collaborate on budgets with others

(5) BudgetTracker

Features: Demo

• add, track and manage budget, bills and transactions
• setup ‘due’ reminders
• get reminders (via email, SMS or RSS)
• access your account via mobile
• track upcoming bills via RSS

(6) BuxFer

Features: Demo

• manage expenses and group finances in a GMail-like interface
• keep track of spendings and people owing you money
• get reminders (via email or SMS)
• import your credit card statements (.csv,.qfx,.ofx)
• use tags to categorize your expenses
• add bills via SMS
• create expense graphs and charts
• overview reports

(7) ClearCheckBook

Features: Demo

• track and manage transactions
• get reminders (via email or SMS)
• access you account via mobile
• update your account via SMS or AIM/ICQ
• export account data to Excel, import bank records
• Addons: Mac OS X Dashboard widget, Google gadget

(8) ExpenseView

Features: Demo

• track expenses, budgets and income
• create different expense categories i.e., groceries, utilities, phone, etc.
• create expense graphs and charts
• OCX import capabilities
• add transactions via mobile

(9) iOweYou

Features: Demo

• convenient for use in a shared student house
• add and track shared bills
• monitor updates via RSS feed
• instant overview reports
• free for groups of up to five people.

(10) JustBudget

Features:

• manage your budget and spending habits
• add, track, categorize and manage bills
• create expense graphs and charts
• instant overview reports

(11) MoneyTrackin

Features: Demo

• simple and powerful online budget management tool
• track multiple projects
• tag, share and collaborate on projects
• get transaction reminders (email)
• integrated calculator and currency converter
• create expense graphs, charts and Excel/PDF reports
• access you account from you mobile
• Addons: Firefox extension, Netvibes module

(12) MySpendingPlan

Features: Demo

• simple and easy-to use tool to track and manage your budget
• get reminders via email
• create expense graphs and charts

(13) Plan2Spend

Features: Demo

• organize your bills and payments
• track daily expenses
• quick summary and detailed budget reports
• get money management tips from the Plan2Spend community

(14) SpendingProfile

Features: Demo

• track and manage your budget and expenses
• import your bank account transactions
• create expense graphs and charts

(15) Wesabe

Features: Demo

• track and manage transactions
• use tags to categorize your expenses
• get budgeting tips from other users

Some Desktop Software for Budget/Expense Tracking

• PearBudget (can be used by almost any spreadsheet program i.e., Excel, Word, OpenOffice, etc.)
• Buddi (Mac, Windows, Linux)
• JGnash (Mac, Windows, Linux)