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From simple, personal and shared expense tracker to feature-filled, budget tracking tools. All free, enjoy!

(1) BillMonk (no longer online)


  • convenient for tracking expenses between friends, roommates, college students, etc.
  • track, manage, split and settle bills (via Obopay Quick Money Transfer Services Quick Money Transfer Services Read More ) online
  • get reminders (via email or SMS)
  • use tags to categorize your expenses
  • integrated system to keep track of stuff you lent and borrow i.e, books and DVDs

(2) BillQ


  • add, track and manage bills.
  • set ‘to pay’ reminders and deadlines
  • create groups and assign bills to them
  • Addons: Mac OS X Dashboard widget


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Features: Demo

  • track personal and shared expenses
  • save reoccurring expenses (i.e., direct debits or standing orders)
  • get reminders (via email, SMS, RSS)
  • RSS feeds (for upcoming bils, reminders, etc.)
  • use tags to categorize your expenses
  • create expense graphs and charts
  • get overview reports

(4) BudgetOnWeb

Features: Demo

  • manage your budget, schedules and contracts in a Excel-like interface
  • integrates project management with contacts management and financial tools.
  • track and share budgets
  • collaborate on budgets with others

(5) BudgetTracker

Features: Demo

  • add, track and manage budget, bills and transactions
  • setup ‘due’ reminders
  • get reminders (via email, SMS or RSS)
  • access your account via mobile
  • track upcoming bills via RSS

(6) BuxFer

Features: Demo

  • manage expenses and group finances in a GMail-like interface
  • keep track of spendings and people owing you money
  • get reminders (via email or SMS)
  • import your credit card statements (.csv,.qfx,.ofx)
  • use tags to categorize your expenses
  • add bills via SMS
  • create expense graphs and charts
  • overview reports

(7) ClearCheckBook

Features: Demo

  • track and manage transactions
  • get reminders (via email or SMS)
  • access you account via mobile
  • update your account via SMS or AIM/ICQ
  • export account data to Excel, import bank records

(8) ExpenseView

Features: Demo

  • track expenses, budgets and income
  • create different expense categories i.e., groceries, utilities, phone, etc.
  • create expense graphs and charts
  • OCX import capabilities
  • add transactions via mobile

(9) iOweYou

Features: Demo

  • convenient for use in a shared student house
  • add and track shared bills
  • monitor updates via RSS feed
  • instant overview reports
  • free for groups of up to five people.

(10) JustBudget


  • manage your budget and spending habits
  • add, track, categorize and manage bills
  • create expense graphs and charts
  • instant overview reports

(11) MoneyTrackin

Features: Demo

  • simple and powerful online budget management tool
  • track multiple projects
  • tag, share and collaborate on projects
  • get transaction reminders (email)
  • integrated calculator and currency converter
  • create expense graphs, charts and Excel/PDF reports
  • access you account from you mobile
  • Addons: Firefox extension, Netvibes What is Netvibes ? What is Netvibes ? Read More module

(12) MySpendingPlan

Features: Demo

  • simple and easy-to use tool to track and manage your budget
  • get reminders via email
  • create expense graphs and charts

(13) Plan2Spend

Features: Demo

  • organize your bills and payments
  • track daily expenses
  • quick summary and detailed budget reports
  • get money management tips from the Plan2Spend community

(14) SpendingProfile

Features: Demo

  • track and manage your budget and expenses
  • import your bank account transactions
  • create expense graphs and charts

(15) Wesabe

Features: Demo

  • track and manage transactions
  • use tags to categorize your expenses
  • get budgeting tips from other users

Some Desktop Software for Budget/Expense Tracking

  • PearBudget (can be used by almost any spreadsheet program i.e., Excel, Word, OpenOffice, etc.)
  • Buddi (Mac, Windows, Linux)
  • JGnash (Mac, Windows, Linux)

  1. Shaw
    October 20, 2016 at 10:38 am

    I am using expense tracking tool, Apptivo. It features, prices and assists in managing business & personal expenses without any confusion. In my side, this tool tested well.

  2. Ivan Pelypenko
    September 24, 2015 at 1:24 pm

    Most of app or paid or full of adds. Can not adjust it. Not enough parameters.
    I recommend just to use google docs to create forms. It will work on any devices, all results save to google drive in excel file. So you can do any analytics you may need. I have this step by step instructions here ( It takes just 5 minutes to set everything up. You can share in with you wife for example so everything will be in one file. And safe enough. )))

  3. Dmitry Morozov
    July 6, 2015 at 4:50 pm

    Try using our personal expense tracking application at The unique feature is the client-side data encryption. That means that your data are encrypted in your browser before sending to the cloud. This guaranteed that your data exist as plain text only in your browser. The decryption password never transmitted to the server and we never ask it. The application allows to organize your expenses into a few custom categories and provides some summary reports for days, months and even years. Your data are stored in the reliable and secure cloud database
    and available simultaneously from any of your computers or mobile devices, synchronization isn’t required. By means of this app you can gain more awareness about your expenses and ultimately reduce them and save your budget.

  4. Kevin Peter
    May 12, 2015 at 11:44 am

    Step by step approach to finalizing a vendor nearly took our breath off. Lot of jargons, too much info online, decision making was really challenging. Basic functionality with easy interface and flexible to handle our needs helped.

  5. Akshay
    December 19, 2009 at 3:12 pm

    Good article. Though would have liked up there.
    Fully-automated application for personal expense management.
    Tracks from source i.e. bank accounts and credit cards.

    However for shared expenses you can give a try to Super easy to use. Now even personal expenses can be tracked via it.

  6. Keepwrite
    August 4, 2009 at 2:05 am

    Saw this too.. Nice simple...but doesn't store info on the server...but very interesting.. Check it

  7. Asif
    July 22, 2009 at 1:04 am

    Very nice and useful article! Very recently came across this another tool to track daily expenses It is extremely simple to use and has a very neat interface. Has lots of other small nice to have features like reminders, tracking lent and borrowed money.

  8. munkypint
    July 2, 2009 at 4:03 am

    Am I the only one to feel uncomfortable having this information on the internet? I love having stuff on the cloud, but to me this is taking things a step too far.

    Would prefer a similar programmes to download and have it on my laptop only. Any recommendations?

    • pip
      October 22, 2009 at 5:27 pm

      Found this one also: Seems to be still experimental. There's no help, so you have to find out the "philosophy" by yourself. But actually, I think I got it and I have to tell it's the fastest and simpliest tool I've seen to solve the "who owes whom".

  9. Samuel
    May 10, 2009 at 11:26 am

    Have you checked our receiptfarm?

    Expenses mail-in service in the UK. Great for freelancers and super easy to use.
    We have launched the BETA so it's still free to use

    Check it out and give us your feedback

  10. John Sowder
    October 29, 2008 at 10:49 pm

    Great list! I have tried a couple of these from your that I am using now that is working great is the expense tracker.
    I saw them on good morning is the easiest I have found so far.
    You guys are doing a great job!.

  11. cubes
    October 31, 2007 at 7:50 am

    Thanks for the list. Have been looking for something to help me with my personal budgeting forever. If only I could find an add-on for it to my iCal!

    • Aibek
      October 31, 2007 at 12:39 pm

      Did you check all of the listed services? Maybe one of them has it. :?:

    • Francois Bondiguel
      July 5, 2009 at 2:38 am

      @cubes I recommend you give PocketSmith a try! It is a simple-to-use budgeting and cashflow forecasting application that uses a calendar for more natural interaction. You can also export your PocketSmith calendar from the iCal subscribe page!

      Read more about PocketSmith in this great product review by :

      Feel free to contact me with any questions you may have :) Regards, Francois

  12. Mama Money
    May 8, 2007 at 12:22 pm

    Wow--I had no idea there were so many options out there. Maybe I should try branching out from Quickbooks.

  13. Aibek
    May 1, 2007 at 12:50 pm

    Thank you guyz
    Mike, I like tweako as well, although i have difficulties finding queue section.

  14. me
    April 30, 2007 at 6:41 pm

    i LOVE your site. read it almost daily. thank you:)

  15. Mike
    April 30, 2007 at 7:09 am

    Impressive Roundup. I've tried only one or two of those so far - and I like what they can do.

    (submitted in queue to tweako)

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