Current in its beta, Vogogo is a brilliant electronic payment website. It accepts from within its own site as well transaction from bank accounts and credit cards. Being free for in-network payments, the site does charge a suitable fee regarding other payments: the site charges $0.99 for electronic cheque and electronic bill payments; for credit cards, the charges are 2.2% plus $0.25. These are all prices in Canadian dollars. For property owners who rent out their property the site offers a vertical called RENT that helps streamline their payments. This is achieved by Vogogo lettings its users schedule automatic payments and transactions – a feature that will definitely be appreciated by the site’s users.

Features:

• A user-friendly web service.
• Offers electronic payments solutions.
• Supports various types of payments including bank transfers and credit cards.
• Lets you schedule payments.
• Fully functional beta within Canada. US launch later this year
  

Check out Vogogo @ www.vogogo.com (by MOin from Urban Savior)

As Google mentioned in its blog post, the tool offers you speed, trust and control. You don’t need to spend hours wading through all kinds of options that a non-finance guy hardly understands. It’s taking charge of your investments the Google way.

Video intro:

Features

• Take financial decisions easily.
• Compare rates for saving and checking accounts, mortgages, credit cards etc.
• Currently US only.

Check out Google Advisor @ www.google.com/advisor/home (By Abhijeet from GT Mobiles)

Wikinvest Portfolio Manager is a comprehensive website that lets you make the most use of your online investment portfolios. After creating an account on the website you can start creating a new portfolio; alternatively you can link your account with your brokerage and import your portfolio.

The benefits of using Wikinvest include getting real-time market data and obtaining research on companies. The site also provides you with portfolio analytics. Soon email and phone alerts will be added to the site to keep you aware of breaking news.

Features:

• Online investment portfolio manager.
• Lets you maintain and import your online investment portfolio.
• Provides portfolio analytics.
• Provides real-time market data.
• Lets you obtain research on companies.
• Similar tools: Carbonmade and AceProject.

Check out Wikinvest Portfolio Manager @ www.wikinvest.com/account/portfolio/regx/start (by MOin from ThumbPress)

SpendBrite is a user-friendly web tool that lets you keeps track of your budget and spending in a very user-friendly way. You start by creating an account on the site and then entering your budget for different types of expenses: dining out, entertainment, gas, household, etc. Some of the categories are predefined while new ones can be easily created by the user.

With your budgets defined, you can enter an expense whenever it occurs and your remaining balance is updated. A graphical representation displays the trend of your expenditures.

Together, these tools remind you of your savings and indicate how good or bad your spending situation is.

Features:

• A user-friendly website.
• Helps keep a track of your savings.
• You can define your budget for different types of expenses.
• Your expenses are graphically represented.
• Similar tools: BudgetPulse and Mint.

Check out SpendBrite @ www.spendbrite.com (by MOin from ThumbPress)

Finance41 offers a quick functionality preview where you can use the app without signing up. From the dashboard you can type thing like  “1500 @cash” to add $1,500 dollars to your account or “-20 movie tickets #fun” to report an expense of $20 for movie tickets filed under the tag “fun”.  The one-line field also has an autocomplete function so data entry is much faster.

Other than the speedy feature, Finance41 has standard tracking features such as tagging, summaries, reports, graphs, and more. This tool is very useful if you want a personal financial tracker that won’t hold you up. The app can also be installed from the Chrome Web Store.

Features:

• Quick personal financial tracker.
• Complete transactions like you are tweeting.
• One-page Ajax dashboard for all your information.
• Install from Chrome Web Store.
• Quickly reset account information.
• Similar Tools: BudgetTracker, BudgetPulse, and Thrive.

Check out Finance41 @ www.finance41.com

You can find your bank’s routing number at the bottom of your checks. But if you want to lookup the routing number of some bank other than your own, you can use bank routing number finder named “RoutingNumbers.”

Routing Numbers, the website, is a simple web service to locate banks through their routing numbers. You can also pinpoint a bank and find its routing number.

The site’s usage is quite straightforward: you either opt to match a bank with a given routing number or match a routing number with a bank. The relevant fields are provided right there on the homepage.

You can also search the site’s database according to state or browse banks alphabetically.

Features:

• Lookup bank routing number online.
• Helps determine which bank a routing number belongs to.
• Helps find the routing number of a bank.
• Lets you browse banks according to states.
• Lets you browse banks alphabetically.
• Similar tools: Quicken Beam, MyBankTracker, Find A Better Bank and BankFox.
• Also read related article: 15 Cool Tools for easy Expense Tracking and Budgeting.

Check out “Routing Number” @ www.routingnumbers.org (by MOin from ThumbPress)

User can monitor their current financial standing, see their past expenses and spending trends, monitor cash flow shortages and even predict future finances.

A free InDinero account is good for 50 transactions or less, but more can be added for a small monthly fee. The information is completely secure and can be exported to Microsoft Excel, QuickBooks or CSV.

Watch InDinero intro by its CEO

Features:

• Intelligent finance monitoring for small businesses.
• Create a dashboard for managing your small business finances.
• See your cash standing and spending trends.
• Monitor cash flow shortages and predict future finances.
• Downloads financial data from over 10,000 financial institutions.

Visit InDinero @ www.indinero.com [Via VentureBeat]

Search results will display a list of advisors showing their credentials, their fee structure, areas of expertise and the ratings they have received by users. Most of the advisors provide a free initial consultation by phone or email and if you want to receive an actual proposal, they will tell you their fee. Clicking on any advisor’s profile tells you more details about their education, employment and qualifications.

Features:

• Find the right financial adviser for your needs.
• Search by category or name.
• Receive a free email/phone consultation.
• See detailed profile before selecting an adviser.

Visit MyFinancialAdvice @ www.myfinancialadvice.com (Via LifeHacker)

The site’s primary service – creating the terms of a loan – are free. Having the terms of the loan be legally enforceable, however, will cost you: $19.99 for legal documentation and $4.99 each for the digital signatures necessary for the legal documentation to be worth anything in court.

Additionally, if you use PayPal through LendFriend.me to make the money transfer, a 2.9% interest fee, plus a 30 cent charge, will be deducted from the amount of money the recipient receives. You could avoid this charge by using LendFriend.me to arrange the terms of the loan, than transferring the money from directly within PayPal instead of LendFriend.me’s tie-in interface.

For more info watch demo video below:

Features:

• Arrange the terms of a loan with a friend or family member.
• Set amount, interest rate and payment plan.
• Basic version free; legally enforceable version will cost around $30.
• Built-in PayPal button deducts 2.9% + 30 cents from the money the recipient receives.

Check out LendFriend.me @ www.lendfriend.me

To start managing you subscription using Recurly, signup for an account and define your subscription plan. Configure your payment gateway to start accepting payments from your subscribers. You may opt to use Recurly’s hosted payment pages to get started quickly or customize your subscription page using Recurly’s API integration so that your customers never leave your website. Recurly provides international support so you can still deploy subscription plans in the currency that works for you and integrate with a local bank close by, regardless of your location.

Recurly offers two pricing models: a flat9 rate pricing which is based on the number of your company’s subscribers (Free for up to 50 subscribers), and a percentage pricing which is based on the amount transacted by your company for the month.

Features:

• Manages your company’s subscription billings easily
• Supports flexible subscription options, customer upgrades, downgrades, credits, cancellations, free trial periods and promotions
• Supports customizable confirmation, expiration and status emails
• Automated notification system
• Choose the payment plan that is best suited for your company
• Provides customer analytics so you can track trends
• Straightforward subscription API integrates seamlessly with your website
• Broad payment gateway support
• Provides secure transaction
• Free for up to 50-subscriber limit
• Similar Tools: BillingBoss, and Curdbee

Check out Recurly @ www.recurly.com