In accounting, every financial transaction has two parts – debit entry and credit entry for each transaction. Debit is when the amount is being transferred to the account, and credit is when the amount is taken from the account. At the end of the day these accounts have to be balanced and for every transaction [...]
Small businesses do not need corporate-level software with bells and whistles they are never going to use. Often this software is expensive, but many of the free solutions come sorely limited. Wave attempts to be different to the usual free accounting services by providing completely free cloud-based accounting software with a few paid products on top. [...]
There are many times when companies encounter a standstill when it comes to a conflict. Such conflicts are often related to money matters and the companies cannot come to an agreement for an appropriate sum for the conflict. For example, consider a situation in which your company ordered a particular shade of paint in a [...]
Working out a savings plan, mortgage repayments or the superannuation (pension) you’re destined to receive at retirement can be a time consuming and laborious task. Luckily there’s now a free iPhone app that can simplify these processes and more, developed in part thanks to the Australian government and it’s called MoneySmart Financial Calculator. Instead of [...]
Site owners providing premium services and various other business owners could surely benefit from an electronic payments solution that supports various payment types. Vogogo is exactly that solution. Current in its beta, Vogogo is a brilliant electronic payment website. It accepts from within its own site as well transaction from bank accounts and credit cards. [...]
With your online investment portfolio you can use various web services to stay in better touch with real-time market data. One service that can be used to do this is Wikinvest Portfolio Manager. Wikinvest Portfolio Manager is a comprehensive website that lets you make the most use of your online investment portfolios. After creating an [...]
To ensure that you will have savings at the end of the month, you need to control your spending. This can be helped by monitoring your savings targets and seeing how well you are doing. SpendBrite lets you do this in a very easy way. SpendBrite is a user-friendly web tool that lets you keeps [...]
While personal financial trackers are very useful, they can be a pain to use sometimes especially if you hate typing in your income and expenses. Finance41 is a cool finance tool that lets you enter your complete transactions with just one line of text. This awesome tool is so quick and easy to use that [...]
A bank’s routing number is a 9 digit code that pinpoints to a specific bank. The routing number is greatly helpful in locating your bank while providing your financial details to a payment agency. You can find your bank’s routing number at the bottom of your checks. But if you want to lookup the routing [...]
Startups and small businesses often have a hard time seeing where they stand financially. Tools like Mint.com focus on individual consumers while software like QuickBooks are a lot of hassle. InDinero is a new tool that makes it easy for small businesses to manage their finances online by integrating their bank account, credit cards and [...]
Who doesn’t need a little advice when it comes to complex financial matters? MyFinancialAdvice is a web service that aims to connect you with the right kind of financial advisor. You start by choosing the area of finance you want advice in, for example, tax, insurance or investing. You can also search for advisors by [...]
We all need a little help every now and then. If you need to borrow money from a friend, LendFriend.me can help you agree to the terms of the loan. Here you’ll enter the amount, set the interest rate and create a payment schedule. All of this information can then be sent to the other [...]
Setting up a online subscription billing for a web service is a very complex and time-consuming process. Recurly is a web service that handles subscription billing services for your company’s website, so that you can focus more on the business at hand and less time on the billing process. It manages your customers’ recurring billings, [...]
Are you interested in knowing how your spending patterns compare with others? If you are, then you should bookmark Bundle’s Everybody’s Money. This web site provides one of the most comprehensive online data for consumer spending patterns in the United States. To get started with Bundle, click on Spending to view the generated data on [...]
Nowadays, the dollar don’t have the same buying power as it did, say in 60′s, when a new home would cost you around $30,000. And the reason is – inflation. To find out how the value of the US dollar changed over time, check out this Inflation Calculator. Just enter an amount into the field and [...]
Map-Of-The-Market is a cool visual stock market map from SmartMoney.com. It allows you to easily watch hundreds of stocks at once. The stocks are nicely organized by industry and you can customize the map by using the control panel on the right side of the map. The map itself is easy to grasp and visually [...]
Outright is a free small business bookkeeping service for managing accounts online. It can be used to track business income, expenses, profit & loss and calculate the taxes. While it is designed for US customers, I think most of the features (except the tax calculations) could be used by people from other countries if they [...]
If you want to find out how good is your 401(k) plan, BrightScope can help. It is a website that makes evaluating 401k plans easier. Just enter a name of the company you work for and BrightScope will show you its plan ratings along with the data it used to develop that report. The rating [...]
BankFox is a new website where you can easily compare different bank services and products like savings accounts, checking accounts, and CDs. Unlike many similar sites which focus mainly on rates, BankFox also takes into account fees, availability online tools, bank health, branch location, customer service, special requirements, and more. Users may search by bank [...]
WeSeed is a free virtual investing site with social networking features. The site is aimed at common folk who wish to learn the stock market investment without risking their money. Once registered you will get virtual $10,000 that you can invest in stocks and build your portfolio. To make things easier, the stock market is [...]