When you get your credit card statement at the end of the month, most likely you don’t check and analyze every charge billed to your card. Now there is a service that does it for you, called BillGuard. It is a free personal finance tool that scans your credit card’s activity and looks for hidden [...]
A credit score is probably one of the most important numbers in our lives these days. It comes into play for almost everything ranging from getting a rental car to buying a house. Many websites allow you to get a free credit report but Quizzle shows you your actual credit score for free. In turn, [...]
If you want to take out a loan or apply for a credit card, the most logical place to get these is from a bank. But if you want lower credit card rates, you should try a credit union. With an app called Nerdwallet Credit Union, you can find credit unions in your area plotted [...]
ReadyForZero is one of the simplest and easiest-to-use tools that can help you build a plan to eliminate your credit card debt. Once you sign up for a free account, prove your identity by supplying your mailing address and last four digits of your social security number. ReadyForZero than pulls how much you owe to [...]
Having a hard time managing credit card debt problems? Try using Creditable, a web app that can help you tackle your debt head-on by tracking your progress, generating suggested achievable goals based on your situation, and by allowing you to interact with other people that can help you. The best part about Creditable is that [...]
Losing your wallet is a nightmare. You lose all your identification cards, credit cards and other important stuff that can be used to steal your identity. The best thing to do in a scenario like this is to get all your cards canceled so the chances of ID theft are eliminated. However, it is nearly [...]
There are a number of debt pay off calculators available online but this one comes directly from none other than the United States Federal Reserve. They call it the Federal Reserve’s Credit Card Repayment Calculator and it helps you quickly calculate how long you would take to pay off your credit card debt assuming that [...]