You can sign up and get access to a comprehensive online dashboard which helps you centralize your finances and manage them at one place. See your budget, cash flow, income and expenses and create personal finance goals accordingly.

It helps you monitor income and expenses using tags and categories. You can create multiple accounts and set savings goals. Add bank accounts, credit cards and other financial data and get a clear view of your assets and liabilities.

A good thing about this tool is that it offers global currency support. So it’s no longer just about the US dollar.

As you can see in the screenshot above, there are various ways to visualize the data using charts, graphs and sliders. There are options like pie-charts, bar graphs etc to see your data.

The service also offers some advanced tools to manage your transactions and figure out where the money is going and where it is coming from. You could split large transactions into categories, track recurring transactions and do much more.

Other nice features offered by this service include easy import and export of your financial data, instant net worth calculation, data security, online fundraising and more. Check out the video below to know more about this tool.

Demo video:

Check out BudgetPulse @ www.budgetpulse.com (by Abhijeet from Jeet Blog)

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Features:

• Quickly calculate credit card repayment time.
• Provided by the US Federal Reserve.
• Also tells you the total interest charges you will incur.
• Simple and easy to use.
• Other similar calculators: WhatsTheCost and Loan Repayment Calc.

Check out RepaymentCalculator @ www.federalreserve.gov/creditcardcalculator (via Lifehacker) (By Abhijeet from Jeet Blog)

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You start by entering your current balance and then updating your future financial events. PocketSmith will put them on your forecast calendar, show you the forecast graphs and even create a simple cash flow statement for you. You can also enter your actual transactions or import them from a CSV file to compare actual vs. forecast transactions. PocketSmith also breaks down your income and expenses for the whole year so you can better analyze your finances.

Main Features:

• Forecast cash flow without dealing with any spreadsheets.
• See how much money you would have any given day.
• Compare your actual vs. budget transactions.
• See graphical comparisons of your income and expenditure.
• Set financial goals and track your progress.
• Produce easy to follow cash-flow statements.
• Integrate your PocketSmith calendar with iCal, Google Calendar or Outlook.

Check out PocketSmith @ www.pocketsmith.com (by Tehseen Baweja from RechargeYourMind.com)

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The application lets you setup budgets with reminders, tag & organize similar transactions (food, coffee, restaurant etc), view spending reports to know where your money goes and adjust accordingly.

All your data can be exported to Excel, Quickbook or Quicken in CSV format.

Features:

• Tracking your budget and expenses in real time.
• Add transactions manually, via email, SMS or Twitter.
• Classify your expenses by tagging similar transactions (food, clothing, coffee etc).
• Setup daily, weekly, monthly budgets for different expenses.
• View spending trends by last week, month or year.
• Export data to Excel, Quickbooks or Quicken in CSV format.
• Search transactions and set up reminders.
• Also see 15 Cool Tools for easy Expense Tracking and Budgeting.

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There is no need to go to 10-12 different websites each day to check your account balances, monthly statements and bills. Just consolidate all your information on Rudder once and then keep track of all from a single place for free.

Rudder is similar to online services like Mint but it is a much simpler interface and functionality and moreover, it also shows you how much money you have in total or in each account. Rudder uses the same data services as 4 out of 5 top US banks so security is top notch.

Here are some of the main features of Rudder:

• Easy personal finance tracking and management.
• Keep track of all your credit cards and bank accounts at one platform.
• Get reminders for your bills in your inbox.
• Always know how much you have left to spend.
• Avoid late fees and overdraft fees.
• See a forecast of your future cash flow.
• One of the most secure data services, they never store your passwords.
• For more similar tools go to MakeUseOf finance section.

Check out Rudder @ Rudder.com (Contributed by Tehseen Baweja from Ijaar.com)

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SpendingDiary also lets you generate expense reports, which can help identify the total amount spent on various categories. Reports can be generated for a day, week, month or for a custom period of time. Each report will have categorized list of expenses with related graphs and charts.

If you want a local copy of your expense reports, they can be downloaded  in CSV format.

Features:

• Track your spending online.
• Ease of adding your daily expenses.
• Expenses are categorized for better organization.
• Generate summary reports on expenses for different categories and time periods.
• Export your reports in “csv” format.
• Als see, 15 Cool Tools for easy Expense Tracking and Budgeting.

Check out SpendingDiary @ www.spendingdiary.com (Contributed by Venkatesh Varalu)

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