With CakeHealth, users can manage the amount they spent on their health care activities. Users must sign up for a free account in order to use the service. Once registered, users can add their insurance provider if they have one and manage the amount they spent while they were in hospital or if they were sick. It even shows how much amount is paid by their insurance provider along with the benefits the insurance company provides to their customers. If you don’t have any health insurance you can even look for insurance companies using CakeHealth.

Another useful feature of Cakehealth is that you can set reminders for different health care tasks like getting routine checkups, teeth cleaning once in a while and much more.

Features

• It’s free.
• Manage health care expenses.
• Find benefits provided by your insurance provider.
• Add reminders for routine check ups.
• Find suitable insurance providers.

Check out CakeHealth @ https://cakehealth.com

Spendful works simply by letting you create a budget with a starting balance. Each budget has a page where you can put in your income and expenses. There is also a field to place the expected and actual income and expenses, and on the left side you can see the start, current, and ending balances. These numbers put together gives a nice overview of your current cash flow so that you can easily see what you need to do to reach your budget goals.

You can create as many budgets as you like and even have the option to copy the existing budget for the next month, or clear the budget for the rest of the month.

Overall, Spendful can track multiple budgets and break down the details of each so you know if your budget goals are completed for the month.

Feature:

• Personal budget tracking online.
• Enter expected and actual income and expenses.
• Create as many budgets as you like.
• Copy existing budget for next month.
• Similar Tools: Accpal, BudgetTracker, BudgetPulse, Thrive, and BillFloat.
• Read about 5 Personal Finance Sites That Will Help Get You In Shape.

Check out Spendful @ www.spendful.com

SpendBrite is a user-friendly web tool that lets you keeps track of your budget and spending in a very user-friendly way. You start by creating an account on the site and then entering your budget for different types of expenses: dining out, entertainment, gas, household, etc. Some of the categories are predefined while new ones can be easily created by the user.

With your budgets defined, you can enter an expense whenever it occurs and your remaining balance is updated. A graphical representation displays the trend of your expenditures.

Together, these tools remind you of your savings and indicate how good or bad your spending situation is.

Features:

• A user-friendly website.
• Helps keep a track of your savings.
• You can define your budget for different types of expenses.
• Your expenses are graphically represented.
• Similar tools: BudgetPulse and Mint.

Check out SpendBrite @ www.spendbrite.com (by MOin from ThumbPress)

The tool than shows you how much time and interest it would take to pay off your cards if you keep making minimum payments. Click on “Let’s improve this” and the tool will show you various options. You can pick the monthly amount you are willing to spend or your target date to get rid of debt and ReadyForZero will display details based on this new plan. Once finalized, you can keep track of your progress and see how much more money/time is needed for payoff.

Features:

• Create a plan to pay off credit card debt.
• Link your credit cards and explore different options.
• Track your progress or adjust plan.
• Similar tools: Creditable, Mint, Paystr, Accpal and TripLittle.

Visit ReadyForZero @ www.readyforzero.com

The best part about Creditable is that it is free and anonymous, thus it can still generate your personalized goals even without submitting a credit report.

Creditable requires users to sign up before being able to use it, but the registration only requires an email address so you don’t have to divulge your identity. You do not have to be worried about security issues when using the site since you won’t have to reveal any personal information.

Creditable will also produce goals that are particular for your situation which can serve as your guide that can help you out of your current credit issues.

Creditable also fosters an online community where people can ask about credit related issues and receive advice from other people, who may have gone through your current situation. In addition, you can easily find other users that have the same goals as yours, for more social support.

Features:

• Manage your credits without revealing your identity.
• Track the progress of your credit, works with multiple accounts.
• Suggests achievable goals based on your particular situation.
• Connects you with other people that have similar credit issues.
• Provides personalized credit card suggestions when re-establishing credit.
• Similar Tools: Mint, Paystr, Accpal, TripLittle.

Check out Creditable @ http://getcreditable.com

To use Accpal, simply add your new account and currency. After which, you can start adding individual transactions. You can add multiple transactions by clicking “Add & New” while adding an entry. Inputting data feels like working with a spreadsheet which is not necessarily a bad thing. In fact, many will find this a nice surprise since you can see your income and expenses in one glance.

The highlight of this app is the multi-level tagging feature. With multi-level tagging, you can break down your transaction into a single tag nested under a broader tag. For example, you can click coffee as a tag under “food”, and you can even go deeper and tag “espresso”, under coffee. This gives you an idea of what exactly you are spending on. This differs from other web apps that lets you tag as much as you like, leaving you to organize the transactions yourself.

Accpal is a nifty website for anyone who needs a better-organized online money management tool.

Features

• Track your expenses online.
• Free of charge.
• Requires Silverlight 4.
• Tag your transactions – multi-level tagging.
• Comprehensive reporting.
• Export to Excel.
• Shortcuts allow for one click reporting and transactions.
• Similar Tools: BudgetTracker, BudgetPulse, Thrive, and BillFloat .

Check out Accpal @ www.accpal.com

Once you create a group account on WePay you can use it to collect money from others via credit cards and bank accounts. You can manage that group money online, do transactions between group users or spend group money via a prepaid Visa card or checks.

It is a great tool to use if your group has a bunch of people and financial transactions occur frequently. You can also send reminders to people who haven’t paid yet or even issue refunds. Similar to PayPal, collecting money using a bank account or credit card has a small fee, but the best part is that your account is FDIC insured.

Features:

• Manage money as a group.
• Collect money via bank account or credit cards.
• Pay bills using a visa card or paper checks.
• Send reminders, bills and even issue refunds.
• FDIC insured.

Visit WePay @ www.WePay.com

While there are plenty of other budgeting software on the market, this site sets itself apart by catering solely to travelers. The interface is basic but effective, and allows the user to enter expenses in most common travel categories: accommodation, travel, food and more. A built-in currency converter will help you factor in exchange rates, meaning you’ll have an estimate based on your home currency.

Features

• Estimate the cost of trips.
• Web-based interface is accessible everywhere.
• Built-in currency converter.
• Similar tools: TripLittle and IgoUgo.

Check out BudgetYourTrip @ www.budgetyourtrip.com

Once you have created your account, just start entering your transactions at the point of sale through a direct message to  @twys . A special Tweetwhatyouspend syntax is used to make the entry of information easy and efficient. Each direct message to  @twys will securely and automatically parse the information you send straight into your own  Cash Journal. Tweetwhatyouspend has also introduced “The Wall of Shame,” a new component in your Cash Journal aimed at keeping you honest about your spending. Drag entries onto The Wall of Shame component (pictured below) to highlight the entry in bulletin board-fashion in your own Cash Journal. You can also optionally share it with the TWYS community for commentary.

Features:

• Twitter based cash tracking tool.
• Create an account or login via Twitter.
• Keep your own spending  journal.
• Use categories to identify and manage your spending.
• Privacy settings.
• Timezone settings.
• Create daily limits and receive alerts mobile phone alerts.
• Uses social networking on the Wall of Shame to give you motivation.
• Export your journal to CSV or Excel.
• Similar tools: Texthog and also see 15 Cool Tools for easy Expense Tracking and Budgeting.

Check out TweetWhatYouSpend @ www.tweetwhatyouspend.com/ (by Judy from Heyjude)

You can sign up and get access to a comprehensive online dashboard which helps you centralize your finances and manage them at one place. See your budget, cash flow, income and expenses and create personal finance goals accordingly.

It helps you monitor income and expenses using tags and categories. You can create multiple accounts and set savings goals. Add bank accounts, credit cards and other financial data and get a clear view of your assets and liabilities.

A good thing about this tool is that it offers global currency support. So it’s no longer just about the US dollar.

As you can see in the screenshot above, there are various ways to visualize the data using charts, graphs and sliders. There are options like pie-charts, bar graphs etc to see your data.

The service also offers some advanced tools to manage your transactions and figure out where the money is going and where it is coming from. You could split large transactions into categories, track recurring transactions and do much more.

Other nice features offered by this service include easy import and export of your financial data, instant net worth calculation, data security, online fundraising and more. Check out the video below to know more about this tool.

Demo video:

Check out BudgetPulse @ www.budgetpulse.com (by Abhijeet from Jeet Blog)