You simply register your credit and debit card(s) on their site and get a monthly report of your card transactions, analyzed by the service. Your transactions will be grouped as “OK”, “unsure” or a “red flag” based on how “clean” a transaction is. Each transaction is analyzed by over 100 automated tests and is compared against complaints posted by others online about similar questionable charges  and merchants that appear on your bill. Whenever it detects suspicious charges you will get alerts in your email.

Watch demo video:

Features:

• Analyzes every transaction on your credit/debt card bill and checks for hidden charges, billing errors, scams and other unauthorized charges.
• Alerts you by email whenever a charge or a merchant on your bill is flagged by others on the web.
• Quickly see which charges require your attention.
• Register your credit/debit card and wait for montly reports by email.
• Free, sign up and register your card(s) to get started.

Check out BillGuard @ www.billguard.com

Once you sign up with Offermatic and securely link your credit cards, Offermatic will analyze your purchase history and then evaluate what deals would make sense for you. These deals are then sent to you occasionally instead of filling your inbox daily with deals that you don’t care about.

For more info watch the video below:

Features:

• Get discounts based on your purchase history.
• Securely link your credit cards to automate the process.
• Receive deals from thousands of vendors.
• Rebates are automatically applied to your card.
• Earn reward points and redeem them for desired gifts.

Visit Offermatic @ www.offermatic.com

The tool than shows you how much time and interest it would take to pay off your cards if you keep making minimum payments. Click on “Let’s improve this” and the tool will show you various options. You can pick the monthly amount you are willing to spend or your target date to get rid of debt and ReadyForZero will display details based on this new plan. Once finalized, you can keep track of your progress and see how much more money/time is needed for payoff.

Features:

• Create a plan to pay off credit card debt.
• Link your credit cards and explore different options.
• Track your progress or adjust plan.
• Similar tools: Creditable, Mint, Paystr, Accpal and TripLittle.

Visit ReadyForZero @ www.readyforzero.com

The best part about Creditable is that it is free and anonymous, thus it can still generate your personalized goals even without submitting a credit report.

Creditable requires users to sign up before being able to use it, but the registration only requires an email address so you don’t have to divulge your identity. You do not have to be worried about security issues when using the site since you won’t have to reveal any personal information.

Creditable will also produce goals that are particular for your situation which can serve as your guide that can help you out of your current credit issues.

Creditable also fosters an online community where people can ask about credit related issues and receive advice from other people, who may have gone through your current situation. In addition, you can easily find other users that have the same goals as yours, for more social support.

Features:

• Manage your credits without revealing your identity.
• Track the progress of your credit, works with multiple accounts.
• Suggests achievable goals based on your particular situation.
• Connects you with other people that have similar credit issues.
• Provides personalized credit card suggestions when re-establishing credit.
• Similar Tools: Mint, Paystr, Accpal, TripLittle.

Check out Creditable @ http://getcreditable.com

The Real Damage is a free and highly useful web service. You can use the site to calculate an estimate of the actual amount you will pay whenever you make a payment through your credit card.

You start by entering the amount you plan on paying with your card. Next you set up you card’s details in the right pane. Here you enter your card’s APR, the current balance, and minimum payment calculation formula. You can also opt to add a fixed monthly payment if there is one.

After setting your options, click on the “What’s the Damage?” button to see how much you will actually end up paying your credit card company for the amount that you entered.

Features:

• Check the real cost of credit card debt.
• Shows how much you end paying your credit card company for a particular purchase.
• Lets you add your own credit card’s details: APR, balance, and minimum payment formula.
• Lets you add more than one card.
• Lets you add a fixed monthly payment.

Check out The Real Damage @ www.therealdamage.com

You can find your bank’s routing number at the bottom of your checks. But if you want to lookup the routing number of some bank other than your own, you can use bank routing number finder named “RoutingNumbers.”

Routing Numbers, the website, is a simple web service to locate banks through their routing numbers. You can also pinpoint a bank and find its routing number.

The site’s usage is quite straightforward: you either opt to match a bank with a given routing number or match a routing number with a bank. The relevant fields are provided right there on the homepage.

You can also search the site’s database according to state or browse banks alphabetically.

Features:

• Lookup bank routing number online.
• Helps determine which bank a routing number belongs to.
• Helps find the routing number of a bank.
• Lets you browse banks according to states.
• Lets you browse banks alphabetically.
• Similar tools: Quicken Beam, MyBankTracker, Find A Better Bank and BankFox.
• Also read related article: 15 Cool Tools for easy Expense Tracking and Budgeting.

Check out “Routing Number” @ www.routingnumbers.org (by MOin from ThumbPress)

Nerd Wallet Credit Card is a free to use website with a very user friendly interface. The site asks you for your expense pattern and uses it to match you with the best credit card. In this case the best is the one that will cost you least. The website asks you a series of easily answerable questions including the type of card you are looking for (student, personal, business, etc.), your credit situation, your average monthly bill, your preferred networks (Visa, Mastercard, American Express, Discovery), the duration you plan to hold the card, the maximum annual fee you are willing to pay, and your preference of airline miles. After obtaining your information, your preferences are matched with over 600 credit card packages and the most suitable ones are shown to you.

Features:

• Find the best credit card that suits your needs.
• Vast search options to find your best match possible.
• Does not require any signups.
• Has a thorough system.
• Very successful in finding the right credit card match for you.
• Similar tools: Repayment Calculator, CheckingFinder, Bankfox, MyBankTracker, QuickenBeam.
• Also read related article: How To Keep Your Credit Cards Safe When Shopping Online.

Check out Nerd Wallet Credit Card @ www.nerdwallet.com/credit-cards

To compare bank checking accounts, click the Compare & Open button on the CheckingFinder web site. Enter your zip code to determine which institutions you are eligible to open an account with. In the list of banks, you can click the How do I qualify? link to view the qualifications needed for a particular bank or click the Open button to see the requirements for opening an account. On that page, you can find important information about the account and a quick form if you want to open your account instantly. Unfortunately, CheckingFinder only provides information from U.S. banks.

CheckingFinder helps you find bank accounts that offer high interest, no minimum balance, and nationwide ATM fee refunds. Looking for the right bank that suits your preferences and instantly opening an account has never been this easy.

Features:

• Compares perks between community banking institutions.
• Helps you find free checking accounts from banks with high interest rates, no minimum balance, ATM fee refunds, etc.
• Helps you open an account immediately.
• Available to U.S. only.
• Similar Tools: Bankfox, MyBankTracker, QuickenBeam.

Check out CheckingFinder @ www.checkingfinder.com

Users may search by bank name or simply select the account type and then refine results by zip-code, rates, distance, balance, health and other features. Clicking on a particular bank listing brings up more detailed info. Users may also add banks to their watch list and get email alerts whenever the bank rates change.

Additionally you can read related articles that provide useful information on finance and banking.

Features:

• Compare banks services and products.
• Search by bank name or browse by account type.
• Refine results by zip-code, rates, distance, balance, health and other features.
• Set and get alerts for rate and balance changes.
• Read related articles on finance and banking.
• Free and simple to use.
• Similar websites: MyBankTracker and Find A Better Bank.

Check out BankFox @ www.bankfox.com

In addition to bank reviews and ratings the site also offers financial tools like APY calculator and APR loan calculator. You also get to see the top credit card deals, rewards, risk free no penalty CD rates, low interest credit card offers and much more.

As you can see, the site has an excellent design and a clean user interface. I’m no finance wizard but I can definitely say that during this period of financial turmoil, this site could be a great help to many US citizens who would want to find new deals on loans, cards, check out on banks’ performance and consolidate their finance portfolios.

Check out MyBankTracker @www.mybanktracker.com (By Abhijeet from Appscrazy)