The application lets you setup budgets with reminders, tag & organize similar transactions (food, coffee, restaurant etc), view spending reports to know where your money goes and adjust accordingly.

All your data can be exported to Excel, Quickbook or Quicken in CSV format.

Features:

• Tracking your budget and expenses in real time.
• Add transactions manually, via email, SMS or Twitter.
• Classify your expenses by tagging similar transactions (food, clothing, coffee etc).
• Setup daily, weekly, monthly budgets for different expenses.
• View spending trends by last week, month or year.
• Export data to Excel, Quickbooks or Quicken in CSV format.
• Search transactions and set up reminders.
• Also see 15 Cool Tools for easy Expense Tracking and Budgeting.

Check out Texthog @ www.texthog.com

• New: Follow MakeUseOf on Twitter. Recommended!
• MakeUseOf 'Geeky Fun' - Hillarious Geeky Pics and Videos from different parts of web.

• SpendingDiary: Track Daily Expenses Online
• WalletWatcher: Track your Budget and Spendings
• UEatCheap: Find Cheap Buffet Restaurants in Your Area
• Shortcuts: Link Discount Coupons To Your Store Card
• SaveEveryDay: Free Daily Money Saving Tips & Reminders

There is no need to go to 10-12 different websites each day to check your account balances, monthly statements and bills. Just consolidate all your information on Rudder once and then keep track of all from a single place for free.

Rudder is similar to online services like Mint but it is a much simpler interface and functionality and moreover, it also shows you how much money you have in total or in each account. Rudder uses the same data services as 4 out of 5 top US banks so security is top notch.

Here are some of the main features of Rudder:

• Easy personal finance tracking and management.
• Keep track of all your credit cards and bank accounts at one platform.
• Get reminders for your bills in your inbox.
• Always know how much you have left to spend.
• Avoid late fees and overdraft fees.
• See a forecast of your future cash flow.
• One of the most secure data services, they never store your passwords.
• For more similar tools go to MakeUseOf finance section.

Check out Rudder @ Rudder.com (Contributed by Tehseen Baweja from Ijaar.com)

• New: Follow MakeUseOf on Twitter. Recommended!
• MakeUseOf 'Geeky Fun' - Hillarious Geeky Pics and Videos from different parts of web.

• WhatsTheCost: Free Financial Calculators
• WeSeed: Learn The Stock Market For Free Online
• WalletWatcher: Track your Budget and Spendings
• Thrive: Organize Your Budget & Plan Ahead
• The Inflation Calculator: See Value Of US Dollar Over Time

Once you have signed up for an account, find and select your bank and add your account details by following instructions. Now you can begin adding reminders alerts, payment due alerts and so on.

Features:

• Check your bank account balance from mobile phone.
• Keep track of your daily spendings and transactions.
• Setup and receive text message reminders and payment due alerts.
• Manage your Quicken Beam account from your PC or mobile phone.
• Available only to US users.
• iPhone optimized.
• See all features and how to instructions here.

Quicken Beam is a 100% free service, however please keep in mind that your mobile provider may charge you for standard text messaging fees (unless your service plan includes unlimited text messaging).

Get Quicken Beam @ quickenbeam.intuit.com

• New: Follow MakeUseOf on Twitter. Recommended!
• MakeUseOf 'Geeky Fun' - Hillarious Geeky Pics and Videos from different parts of web.

• MyBankTracker: Bank Reviews & Ratings
• BankFox: Compare Bank Services & Products
• Zlert : Get Alerts From Amazon
• WhatsTheCost: Free Financial Calculators
• WeSeed: Learn The Stock Market For Free Online

How does it work?

(1) Text Message Alerts: Follow-up on important events via text message alerts. Select what you wante to track (news, weather, stocks, favorite blogs, package tracking etc.), enter trigger words, and choose time and number of alerts you want to receive per day.



Available alert categories: Sports Scores, Player Stats, Weather, Stock Quotes, Horoscopes, Celebrity Gossip, Celebrity Birthdays, Health Tips, RSS News Feeds, Package Tracking, Craigslist, Personal reminder

(2) Text Message Search: Instantly lookup specific information by sending short text message. Type in a search term and send a text message to 4INFO (44636) Type a search term in the message body. Your serach term may vary depending on what type of information you want to lookup (stocks, weather, flight status etc.).



Available search categories: sports scores, player stats, stock quotes, wifi hotspots, package tracking, weather, yellow pages, news, flight status, city search, TV Guide, movie show times, drink recipes, price lookup, jokes, joke, horoscopes, pickup lines, celebrity gossip.

Additional Features:

• RSS Alerts: Monitor updates from your favorite blogs and websites.
• Customization: Choose time and number of alerts you want to receive per day.
• Create as many alerts as you like. Manage, modify or edit your alerts online.
• If you want to test message search functionality right now you can do it from here.

[Video] 4info Intro

Check out 4info @ [ www.4Info.net ]

• New: Follow MakeUseOf on Twitter. Recommended!
• MakeUseOf 'Geeky Fun' - Hillarious Geeky Pics and Videos from different parts of web.

• Yahoo Go: Yahoo Apps on Your Mobile
• TellMe : Free Local Directory Assisstance
• TelePixie
• MoDazzle: Access Facebook Account via email or SMS
• GOOG411 : Free Directory Inquiries

Feature List

• Log expenses by email, SMS / text messaging, instant messengers (Yahoo, AOL, MSN, or Google), voice (just call and say your expense), or by posting them to Twitter.
• Edit and finalize expenses online, and generate expense reports.
• Export your expenses to Quicken, Microsoft Money, or any other financial application that supports QIF or CSV formats.
• For more details go to Xpenser FAQ page or see a quick video demo here.

Check out Xpenser www.xpenser.com

• New: Follow MakeUseOf on Twitter. Recommended!
• MakeUseOf 'Geeky Fun' - Hillarious Geeky Pics and Videos from different parts of web.

• DimeTracker: Budget and Expense Tracking
• Billster
• 15 Cool Tools for easy Expense Tracking and Budgeting (makeuseof.com)
• WalletWatcher: Track your Budget and Spendings
• SpendingDiary: Track Daily Expenses Online

DimeTracker Features

• Log expenses to DimeTracker account and check up on spending totals directly from your mobile phone.
• Picture it: Include a photo along with your text message to keep a visual record of your payment slips.
• Create monthly budgets. Save detailed spending reports to Excel.
• Share your spending stats on your Facebook profile.
• Note: Although DimeTracker is 100% free during beta period, there is no word on how it’ll proceed afterwards.

Check out DimeTracker @ [www.dimetracker.com]

• New: Follow MakeUseOf on Twitter. Recommended!
• MakeUseOf 'Geeky Fun' - Hillarious Geeky Pics and Videos from different parts of web.

• Xpenser: Mobile Expense Tracker
• Billster
• 15 Cool Tools for easy Expense Tracking and Budgeting (makeuseof.com)
• Web-Alerts: Text Alerts for Your Favorite Websites
• Watch My Cell: Never Go Over Your Balance Again!

“Newsweek:> Social-networking finance sites help members track their money while they kibitz with others to see how they are doing. At geezeo.com, users can put all their financial info in one place and get it sent to their cell phones, so they can check balances before they shop”

• Track Money: securely access all your bank accounts from one place.
• In-built support (integration) with around 6000 banks and other financial institutions.
• Mobile access: Request your bank account balances (or remaining credit) using SMS (text messaging) right from your mobile phone. For that all you have to do is send a text message to 41411 with the word “geezeo” in body. Learn more on mobile access here
• Join Groups: Discuss specific financial topics with others.
• Browse through a diverse section of community goals (i.e. pay down my credit card, spend less on food, etc.)
• More questions? Check put Geezeo FAQ section here

Go to http://www.geezeo.com/

• New: Follow MakeUseOf on Twitter. Recommended!
• MakeUseOf 'Geeky Fun' - Hillarious Geeky Pics and Videos from different parts of web.

• MyBankTracker: Bank Reviews & Ratings
• Find A Better Bank : Compare Nearby Banks
• BankFox: Compare Bank Services & Products
• ZYB : BackUp Your Mobile Online
• YouMail : Store and Manage Voicemail Online